Credit Analyst

Lloyds Banking Group

. Manipulate and interrogate data using tools such as SAS and Excel within a robust control environment .

Posted 10/2/2026full-timeChester • United KingdomMid-LevelSenior💰 £30,201 - £31,790 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical and problem-solving capabilities, utilizing programming languages such as SAS, SQL, and BigQuery to manipulate data and produce high-quality reporting. Experience in credit risk within a retail banking environment enhances the ability to support responsible lending and optimize credit decisions.

Highest-signal resume keywords

SASSQLBigQueryData AnalyticsCredit Risk Experience

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Data ManipulationData InterrogationData ReportingProcess AutomationQuantitative Analysis

Soft Skills

CuriousAnalytical Problem-SolvingProactive Collaboration

Tools & Technologies

Excel

Industry Keywords

Retail BankingCredit StrategiesResponsible Lending

Tech Stack

Tools & technologies

BigQuerySQL

About the role

Key responsibilities & impact

Manipulate and interrogate data using tools such as SAS and Excel within a robust control environment
Carry out data analytics to support customer needs
Produce regular, high-quality, trusted reporting and analytics
Collaborate with credit risk and infrastructure teams to improve credit strategies
Identify opportunities to automate and transform processes
Support responsible lending and optimisation of credit decisions for Lloyds Banking Group’s Credit Cards products

Requirements

What you’ll need

Good degree in a numerate subject or equivalent quantitative experience gained in previous roles
Experience using or willingness to learn programming languages such as SAS, SQL, and BigQuery
Comfortable working with numbers
Curious and analytical problem-solving skills
Ability to work creatively with data to draw out insight and answer business questions
Proactive approach to personal development and collaboration
Prior credit risk experience in a retail banking environment is a strong plus
Relevant transferable experience encouraged
Full-time availability, 35 hours per week

Benefits

Comp & perks

We support flexible working
Hybrid working and job share options
Pension contribution of up to 15%
Annual performance-related bonus
Share schemes including free shares
Benefits adaptable to your lifestyle, such as discounted shopping
24 days holiday, with bank holidays on top
Wellbeing initiatives
Generous parental leave policies
Opportunities to learn, grow and develop