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Head of Retirement Propositions
Lloyds Banking Group. Shape the future of Scottish Widows' retirement offering .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in proposition development within financial services, particularly in pensions and retirement, while ensuring regulatory compliance and delivering strong customer outcomes. Proven ability to lead diverse teams and manage complex projects, balancing innovation with risk management.
Highest-signal resume keywords
Proposition DevelopmentRegulatory ComplianceStakeholder ManagementStrategic ThinkingLeadership Experience
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Proposition StrategyProduct SpecificationRegulated Product DesignMarket InsightsFinancial Advice
Soft Skills
Commercial AcumenInfluencing SkillsTeam ManagementCommunication Skills
Certifications & Qualifications
Disability Confident Scheme
Industry Keywords
Financial ServicesPensionsConsumer DutyFCACustomer Outcomes
About the role
Key responsibilities & impact- Shape the future of Scottish Widows' retirement offering
- Lead proposition strategy using customer and market insights to drive innovation, differentiation and growth
- Ensure strong customer outcomes and regulatory compliance
- Work with digital and platform teams, investment partners, operations and distribution colleagues
- Translate emerging trends into compelling propositions and customer experiences
- Represent Scottish Widows externally and build industry relationships
- Horizon scan the market for future regulatory change, customer and employer/trustee needs, and innovation
- Develop and implement the retirement strategy
- Define support for people to and through retirement with guidance, targeted support and financial advice
- Own product specification, regulated product design and ongoing product governance
- Ensure products and services deliver fair customer outcomes and align with Consumer Duty
- Craft communications for advisers and employers/trustees to support proposition launches
- Manage the propositions team and implement changes successfully across a matrix organisation
Requirements
What you’ll need- Proven experience in proposition development within financial services, ideally pensions, financial advice or retirement
- Strong commercial acumen and strategic thinking capability
- Deep understanding of regulatory frameworks, including FCA and Consumer Duty
- Exceptional stakeholder management and influencing skills
- Leadership experience managing diverse teams and complex projects
- Ability to balance innovation with risk and compliance requirements
- Applicants must meet the minimum criteria for consideration under the Disability Confident Scheme interview guarantee
Benefits
Comp & perks- Flexible working options: Hybrid Working, Job Share
- Reasonable workplace adjustments, including flexibility in office attendance, location and working patterns
- Reasonable adjustments throughout the recruitment process
- Diversity, equity and inclusion support
- Menopause health package
- Working with Cancer Initiative
- Opportunities to learn, grow and develop
- Disability Confident Scheme interview guarantee for a fair and proportionate number of applicants meeting minimum criteria
- Full-time employment