Head Of Risk Oversight

Lloyds Banking Group

. Provide independent second line oversight across Lloyds Wealth .

Posted 10/7/2026full-timeEdinburgh • United KingdomLead💰 £116,535 - £150,810 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in Compliance and Regulatory Oversight within Wealth Management, with a strong focus on FCA regulatory requirements, Consumer Duty, and risk management frameworks. Proven ability to provide strategic direction and influence at senior leadership levels while driving continuous improvement through innovation and data-driven insights.

Highest-signal resume keywords

Compliance OversightRegulatory EngagementFCA Regulatory RequirementsRisk Management FrameworksConsumer Duty

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Regulatory OversightConduct RiskCompliance Monitoring TechniquesRisk ManagementData-Driven Insights

Soft Skills

InfluencingStrategic Decision-MakingRelationship Building

Tools & Technologies

Emerging Technologies

Industry Keywords

Wealth ManagementFinancial AdviceRetail InvestmentSMCRTraining & Competency

About the role

Key responsibilities & impact

Provide independent second line oversight across Lloyds Wealth
Oversee the firm's regulatory, conduct and compliance risk framework
Act as a delegate to the SMF16 Compliance Oversight Function Holder
Lead second line oversight of Lloyds Wealth's distribution, advice and associated business activities
Provide robust challenge and independent assurance
Provide expert advice and strategic direction to senior management, executive committees and boards on Wealth Management
Own the firm's compliance plan and conduct strategy
Support compliance with Consumer Duty requirements and fair customer outcomes
Maintain oversight of SMCR controls, including Training & Competency, adviser licensing, certification and fitness and propriety requirements
Review regulatory developments and prepare the business to respond
Lead engagement with regulators where appropriate
Drive continuous improvement of the control environment through innovation, data-driven insight and emerging technologies
Shape risk culture and influence strategic decision-making as a member of the Wealth & Insurance Risk Leadership Team

Requirements

What you’ll need

5+ years experience working in a Wealth Management environment
Significant senior leadership experience within Compliance, Conduct Risk, Regulatory Oversight or broader Risk functions within retail wealth management or financial advice businesses
Deep understanding of FCA regulatory requirements applicable to wealth management, financial advice and retail investment businesses
Strong understanding of Consumer Duty, conduct risk, SMCR and broader regulatory accountability frameworks
Proven experience leading regulatory engagement and building effective relationships with regulators and internal and external partners
Strong knowledge of risk management frameworks, compliance monitoring techniques and emerging regulatory and industry risk trends
Demonstrable ability to influence and challenge at Executive, Board and Committee level
Passion for innovation and continuous improvement, including the use of data and technology to strengthen oversight and control effectiveness

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Hybrid working options
Job share options
Opportunities to learn, grow and develop