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Senior Credit Officer – FI Credit, Banks
Lloyds Banking Group. Manage the Global Banks portfolio, including intragroup subsidiaries .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive experience in credit risk assessment for Global Banks, with a strong focus on lending and traded products. Proven ability to lead due diligence meetings, make independent decisions, and mentor junior team members while fostering stakeholder relationships.
Highest-signal resume keywords
Credit Risk AssessmentSenior Credit AuthorityClient Due DiligenceLending Products KnowledgeFormal Credit Training
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Risk AssessmentLending Products KnowledgeTraded Products DocumentationDecision MakingSector Strategy Design
Soft Skills
Organisational SkillsCommunication SkillsInfluencing SkillsNegotiating SkillsRelationship Building
Certifications & Qualifications
Formal Credit Training
Industry Keywords
Global BanksIntragroup SubsidiariesSector TrendsHorizon RisksRegulation
About the role
Key responsibilities & impact- Manage the Global Banks portfolio, including intragroup subsidiaries
- Make recommendations on complex new transactions and lending/trading limit requests
- Design sector strategies, policies and processes
- Take decisions using delegated credit authority
- Lead client due diligence meetings
- Collaborate closely with Coverage and Product teams
- Support and constructively challenge the front line to build a sustainable business
- Mentor and upskill junior team members
- Review junior team submissions to senior sanctioners
- Collaborate on other FI portfolios, including Insurance, Securitisations, Financial Sponsors and Funds
Requirements
What you’ll need- Significant experience in the credit risk assessment of Global Banks
- Sound knowledge of sector trends, horizon risks and regulation
- Excellent knowledge of lending and traded products and documentation
- Held senior Credit Authority in past roles
- Led client due diligence meetings
- Formal Credit training preferred
- Track record in independent decision making
- Ability to communicate succinctly and efficiently in a clear and unambiguous manner
- Exceptional organisational skills and ability to juggle multiple requests, prioritise workloads and meet deadlines
- Ability to build and maintain trusting relationships and partnerships with stakeholders
- Influencing and negotiating skills
- Passion for change, automation and simplification
Benefits
Comp & perks- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits adaptable to lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- Wellbeing initiatives
- Generous parental leave policies
- Flexible working options: hybrid working and job share
- Reasonable adjustments to the recruitment process
- Opportunities to learn, grow and develop