Senior Credit Risk Analyst – Business Banking

Lloyds Banking Group

. Monitor and support credit risk management processes and systems .

Posted 9/18/2026full-timeLeeds • United KingdomSenior💰 £44,901 - £49,890 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical skills and technical leadership in credit risk management, utilizing tools like SAS, SQL, and Power BI to enhance decision-making processes. Capable of effectively communicating complex concepts to diverse audiences while fostering team development and collaboration.

Highest-signal resume keywords

Credit Risk ManagementSAS ProgrammingSQL CodingData AnalysisPower BI Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Numerate SkillsAnalytical SoftwareCredit Risk StrategiesChange ManagementScorecards

Soft Skills

Clear CommunicationProblem SolvingCoachingRelationship BuildingCuriosity

Tools & Technologies

Microsoft ExcelMicrosoft PowerPoint

Certifications & Qualifications

A-Level or Degree in Relevant Field

Industry Keywords

Business BankingResponsible LendingSustainable GrowthCredit Decisioning

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Monitor and support credit risk management processes and systems
Interpret data and manage efficient, effective production of high-quality analysis
Deliver technical insight into Business Banking credit risk strategies and systems
Define and deliver analysis supporting team goals
Improve credit decisions and maximise efficiency of credit decisioning systems
Oversee portfolio aspects to support responsible lending and safe, sustainable growth
Build relationships with the wider Risk team and first-line business areas
Provide technical leadership and mentor junior analysts
Help shape and deliver enhanced data, infrastructure and credit decisioning capabilities

Requirements

What you’ll need

Strong numerate skills and qualifications (either A-Level or Degree)
Practical experience using analytical software and coding, such as SAS or SQL
Confidence using Microsoft Office, particularly Excel and PowerPoint
Understanding of credit risk and change management, including strategies and scorecards
Ability to explain complicated issues clearly to technical, non-technical, junior and senior audiences, verbally and non-verbally
Curious, creative attitude and logical thinking for problem solving
Some experience in credit risk
Desirable: proficiency in Power BI
Desirable: coaching junior team members
Desirable: deputising for management and supporting initiatives
Desirable: experience in business lending

Benefits

Comp & perks

Competitive salary and performance-related bonus
Generous pension contribution scheme
28 Days Holiday plus bank holiday
Share schemes
Wide range of salary sacrifice schemes and benefits
Professional development opportunities
Flexible working options: flexibility in when hours are worked, hybrid working, job share
Hybrid working with office attendance at least two days per week or 40% of time