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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in collections and loss mitigation processes, with a strong understanding of federal regulations and the Fair Debt Collection Protection Act. Proficient in telephonic customer contact, analytical problem-solving, and effective communication to enhance client relations and resolve issues.
Highest-signal resume keywords
Collections ExperienceLoss Mitigation KnowledgeTelephonic Customer ContactFederal Regulations ComplianceAnalytical Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
CollectionsLoss MitigationSkip TracingCash PostingLoan ReviewRegulatory KnowledgeTyping SkillsDialer System ProficiencyIssue DocumentationData Entry
Soft Skills
Communication SkillsNegotiating SkillsAttention to DetailAdaptabilityTeam Collaboration
Tools & Technologies
Dialer SystemFootprints Client RelationsFormstormE-Fax System
Industry Keywords
MortgageReal EstateFair Debt Collection Protection ActClient RelationsDelinquency Management
About the role
Key responsibilities & impact- Perform call overflow, suspense reporting, client relations follow-up, and other duties assigned by a supervisor
- Handle delinquency-related calls in accordance with government, investor, and client guidelines to prevent foreclosure and investor financial losses
- Assist with daily team meetings by discussing issues identified through emails, call listening, floor conversations, or monitoring to improve and clarify processes
- Respond to agent questions within the Floor Center
- Review Collections General voicemail daily
- Review COLCSH tasks and provide cash posting instructions
- Review Formstorm and advise clients of payment receipt and loan status
- Perform skip trace tasks using web sources and update loans with discovered information
- Review received e-Faxes and submit research and/or reversals to cash departments
- Complete COLESC tasks by reviewing loans for issues and responding to agents when additional information is needed
- Handle escalated calls, document loan issues, and submit tasks for additional work when needed
- Review paper Loss Mitigation Escalation forms and forward them for review
- Review departmental emails requiring follow-up, contact borrowers or clients, and communicate resolutions or clarifications
- Assist with call monitoring
- Respond to Footprints Client Relations tickets requiring follow-up within 24 hours
- Perform other duties as assigned
Requirements
What you’ll need- High School Diploma or equivalent required
- 3 year of collections, loss mitigation, or other mortgage/real estate related experience required
- 2 years of telephonic customer contact experience preferred
- Complete knowledge of relevant federal regulations and/or the Fair Debt Collection Protection Act
- Ability to learn rules, regulations, laws, and methods of collection and skip tracing
- Excellent analytical, communication, and negotiating skills
- Adaptable and flexible with the ability to work well on a team and focus on results
- Ability to structure a deal that serves the best interest of the organization, insurer, and client
- Excellent computing experience and typing skills
- Ability to work in a structured environment
- Ability to use a dialer system to make/receive phone calls
- Demonstrated attention to detail, accuracy, and consistency in results
- Ability to attend work and be productive during normal business hours and work early, late, or weekend hours as needed
- Overtime required as necessary
Benefits
Comp & perks- Optional medical, dental, vision, life, and disability insurance
- Paid holidays, vacation, and sick leave
- Matching 401(k) plan
- Employee stock purchase plan
- Mental health resources, including free Calm memberships
- Wellness initiatives promoting physical and emotional well-being
- Employee recognition programs celebrating achievements and milestones
- Gym membership discounts
- Pet insurance discounts
- Employee purchasing programs
- Tuition reimbursement program
- Flexible remote work
- Resources and support for employee growth
- Virtual engagement opportunities
