Risk Analyst

MADFIN Tech

. Conduct transaction monitoring, alert reviews, investigations, and risk assessments across merchant and payment transaction flows .

Posted 10/27/2026full-timeRiga • LatviaJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in transaction monitoring, fraud prevention, and AML compliance within the payments and fintech sectors, with a strong focus on regulatory adherence and risk assessment. Proficient in analyzing transaction data and optimizing monitoring processes to enhance detection capabilities and reduce false positives.

Highest-signal resume keywords

Transaction MonitoringFraud PreventionAML ComplianceRisk ManagementRegulatory Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringFraud Detection PrinciplesAML Transaction MonitoringData AnalysisMonitoring Rule OptimisationRisk AssessmentSanctions ScreeningPEP ScreeningMerchant Risk MonitoringRegulatory Compliance

Soft Skills

Analytical SkillsProblem-SolvingAttention to DetailAdaptabilityCommunication

Tools & Technologies

Transaction Monitoring ToolsScreening ToolsData Quality ToolsMonitoring WorkflowsOperational Controls

Industry Keywords

PaymentsFintechEcommerceFinancial ServicesUK Regulatory ExpectationsVisa RequirementsMastercard RequirementsFinancial Crime PreventionFraud IndicatorsRisk Assessments

About the role

Key responsibilities & impact

Conduct transaction monitoring, alert reviews, investigations, and risk assessments across merchant and payment transaction flows
Analyse transaction patterns, customer behaviour, and merchant activity to identify unusual trends, fraud indicators, and other early warning signals
Contribute to the optimisation of monitoring rules, scenarios, and workflows to improve detection effectiveness while reducing false positives
Support the ongoing enhancement of monitoring tools, processes, data quality, and operational controls
Ensure monitoring activities and controls evolve in line with emerging risks, regulatory expectations, and Visa/Mastercard requirements
Prepare monitoring reports, risk summaries, merchant statistics, and other internal documentation related to fraud and AML oversight
Support the preparation of regulatory reports, documentation, and responses for the FCA and other relevant regulatory authorities
Maintain accurate and audit-ready documentation aligned with internal policies and regulatory expectations

Requirements

What you’ll need

2+ years of experience in transaction monitoring, fraud prevention, AML, or risk management within payments, fintech, ecommerce, or regulated financial services
Strong understanding of AML transaction monitoring, fraud detection principles, sanctions and PEP screening processes
Good knowledge of Visa and Mastercard scheme requirements, payment flows, and merchant risk monitoring practices
Understanding of UK regulatory expectations related to financial crime prevention, monitoring, and reporting
Experience working with transaction monitoring and screening tools, including alert investigation and risk assessment processes
Experience analysing transaction data, identifying suspicious patterns, and contributing to monitoring rule optimisation and reduction of false positives
Strong analytical and problem-solving skills with attention to detail and ability to work in a fast-paced environment
Good knowledge of English; additional languages would be considered an advantage

Benefits

Comp & perks

Competitive salary based on your experience and contribution
Excellent health insurance after successful completion of the probation period — including extensive medical coverage, mental health support, and dental care
Additional paid Wellbeing Days — take time for your personal needs, health check-ups, or simply to recharge
Hybrid work setup — flexible hours with a mix of in-office and remote work
Friendly and collaborative team
Opportunity to grow together with the company and take on new responsibilities as we scale
Startup environment where your voice matters and ideas turn into features fast
Gifts from the company for work anniversaries and birthdays