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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive experience in credit underwriting strategy, risk governance, and portfolio management, with a strong ability to lead cross-functional teams and influence senior executives on financial decisions. Proficient in establishing credit policies, methodologies, and KPIs while driving technology and process transformation.
Highest-signal resume keywords
Credit Underwriting StrategyRisk GovernancePortfolio ManagementExecutive CommunicationCross-Functional Leadership
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Policy EstablishmentUnderwriting StandardsRisk-Rating CriteriaPortfolio Risk ManagementFinancial Risk ManagementKPI DevelopmentAnalytics TransformationWorkflow AutomationCredit AssessmentApproval Controls
Soft Skills
LeadershipInfluencing Senior ExecutivesPresentation SkillsCollaborationAdvisory Skills
Certifications & Qualifications
MBACPACFA
Industry Keywords
Credit UnderwritingFinancial ServicesRisk IndicatorsMarket TrendsCustomer SegmentsCredit ReviewHigh-Exposure CreditStrategic RoadmapGovernanceService Levels
About the role
Key responsibilities & impact- Develop, adapt, and execute the enterprise credit underwriting strategy in alignment with Enterprise Credit objectives
- Provide governance and leadership across credit assessment, approval, portfolio risk management, technology enablement, and talent development
- Partner with senior leaders across Business Unit Finance, Sales, Legal, Pricing, Collections, and Enterprise Credit
- Own the underwriting operating model, governance, service levels, and quality standards
- Establish enterprise KPIs, risk indicators, capacity models, and executive reporting
- Sponsor and lead technology, automation, analytics, and workflow transformation
- Establish and maintain credit underwriting standards, methodologies, risk-rating criteria, documentation requirements, and approval controls
- Ensure consistent application of credit policy across business units, customer segments, and credit-review teams
- Provide leadership and recommendations for complex, strategic, or high-exposure credit decisions
- Monitor portfolio trends, concentrations, emerging risks, policy exceptions, and underwriting quality
- Define escalation protocols for significant credit deterioration, policy exceptions, and approval disputes
- Translate market, customer, and industry trends into underwriting strategy
- Own the strategic roadmap for digitizing and modernizing credit underwriting
- Partner with Enterprise Credit leadership to recommend changes to credit policy, risk appetite, and delegated authority
Requirements
What you’ll need- Minimum of 12 years of progressive experience in credit, finance, accounting, or related financial risk management
- At least 4 years of management experience
- Demonstrated experience leading enterprise or cross-functional transformation
- Experience establishing credit policy, underwriting standards, risk governance, or portfolio-management practices
- Demonstrated ability to advise and influence senior executives on material financial and credit-risk decisions
- Experience managing complex or high-exposure commercial credit portfolios
- Strong executive communication and presentation skills
- Bachelor’s degree required
- MBA, CPA, CFA, or similar advanced qualification preferred
- Travel 10%
Benefits
Comp & perks- Competitive compensation package
- Annual bonus may be offered
- Long-term incentive opportunities may be offered
- Total Rewards benefits package
- Equal employment opportunities
- Reasonable accommodation for job search or application
