Lead Fraud Prevention Analyst

Mechanics Bank

. Provide work direction and guidance to Fraud Prevention Analysts .

Posted 9/16/2026full-timeIrvine • California • United StatesSenior💰 $30 - $40 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in fraud prevention and banking operations, with a strong focus on analyzing suspicious activities and providing leadership to Fraud Prevention Analysts. Proficient in utilizing fraud detection software and maintaining compliance with banking standards and practices.

Highest-signal resume keywords

Fraud Detection SoftwareBanking OperationsLeadership ExperienceInvestigative ProceduresRisk Assessment

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Fraud AnalysisRisk AssessmentFraud MonitoringTransaction ReviewData TrackingEnd-of-Day BalancingWire ValidationACH TransactionsOn Us ChecksDeposits

Soft Skills

CommunicationTrainingOversightProblem-SolvingConfidentiality

Tools & Technologies

Fraud Detection SystemCore Deposits SystemOnline Interfaces

Certifications & Qualifications

Associate Degree

Industry Keywords

Banking StandardsFraud PreventionPayment ServicesSuspicious ActivityFraudulent Transactions

About the role

Key responsibilities & impact

Provide work direction and guidance to Fraud Prevention Analysts
Conduct analysis to identify trends relating to fraudulent or suspicious activity involving payment services issuers, acquirers, and merchants
Research account activity and assess risk levels
Perform fraud monitoring for in-clearing and internal On Us Checks, Deposits, Large Wire Transfers, and ACH transactions
Review suspicious activity promptly to mitigate potential risks
Assist in training new employees and provide oversight of day-to-day department functions
Serve as a subject matter expert for employees
Research potential fraud and communicate possible solutions
Verify potential fraud involving On Us Checks, Deposits, and ACH transactions using the Bank’s Fraud Detection System
Communicate fraudulent transactions with Management and notify branch operations regarding questionable items
Monitor customer and transactional records to identify unauthorized transactions and fraudulent accounts
Maintain confidentiality of investigation information and keep Fraud Logs updated
Track and retain return data for reference and reporting
Interact with the bank and customers to validate information and confirm or cancel authorizations
Monitor Online Interfaces and resolve communication-line issues with appropriate vendors
Perform end-of-day balancing with the Federal Reserve, Core Deposits system, and foreign exchange correspondent relationship
Research and resolve wire validation errors

Requirements

What you’ll need

2 Year / Associate Degree preferred
AA Degree or equivalent experience preferred
Minimum 5 years experience in Banking Operations
Minimum 3 years Leadership experience preferred
Knowledge of investigative procedures and processes
Knowledge of banking standards, practices and procedures
Ability to utilize fraud detection software
Ability to work on-site
Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire

Benefits

Comp & perks

AIP Bonus Up To 10 %
Medical, prescription, dental, and vision coverage for employees and their eligible family members
Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits
Health Savings Account with employer contribution
Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit
401(k) and Roth 401(k) with company contribution
529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program
Supplemental Health plans, Voluntary Legal and Identity Theft Services
11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year
Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply)