Senior AML Investigations Analyst – Surveillance

Mechanics Bank

. Conduct complex customer relationship reviews to detect possible illicit activity .

Posted 11/10/2026full-timeIrvine • California • United StatesSenior💰 $72,500 - $85,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting complex customer relationship reviews and analyzing transaction monitoring reports to identify suspicious activity. Proficient in BSA, AML, and OFAC compliance requirements, with strong analytical skills and attention to detail.

Highest-signal resume keywords

Financial Crimes InvestigationBSA/AML/Fraud Detection SystemTransaction Monitoring AnalysisRegulatory ComplianceMentoring Junior Staff

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringAML Software CustomizationData ValidationComplex Problem SolvingAnalytical SkillsWritten CommunicationQuality Control ReviewsRegulatory Examination AssistanceSuspicious Activity DocumentationTrend Identification

Soft Skills

Attention to DetailIndependent WorkCollaborationCommunicationMentoring

Certifications & Qualifications

Bank-Required Training on BSA, AML, and OFAC

Industry Keywords

BSA ComplianceAML ComplianceOFAC ComplianceFraud InvestigationFinancial Crimes

About the role

Key responsibilities & impact

Conduct complex customer relationship reviews to detect possible illicit activity
Detect and investigate complex transaction monitoring alerts
Identify trends and potential suspicious activity from AML software, transaction monitoring reports, and Bank referrals
Determine appropriate courses of action and make recommendations for further investigation
Research and analyze alerts and complete written narratives
Examine information and document suspicious activity, behaviors, and patterns
Liaise with business, operational, and other Bank units to resolve issues
Assist with complex problems and resolve them with minimal guidance
Assist in transaction testing, data validation, and ongoing AML software customization
Recommend enhancements to AML software and transaction monitoring reports
Mentor less experienced staff
Assist management with quality control reviews of junior staff
Correspond with business units and branches to clarify activities and obtain supporting documentation
Assist with regulatory examinations and audits
Assist with ad-hoc special projects
Complete other duties and responsibilities as assigned

Requirements

What you’ll need

4 Year / Bachelor's Degree preferred; additional experience may be considered in lieu of degree
Required 2 years' experience in financial crimes, money laundering, and/or fraud investigations
Preferred 2 years' experience using a BSA/AML/Fraud detection system
Ability to independently perform reviews of various transaction monitoring reports and analyze complex activity
Knowledge of BSA, AML, and OFAC compliance requirements
Ability to analyze complex ownership structures, transactional activity, source of funds, anticipated activity volumes, and purpose of business relationships
Strong attention to detail
Excellent analytical and written skills
Ability to resolve complex problems with minimal guidance
Ability to mentor less experienced staff
Ability to assist with quality control reviews of junior staff
Strict adherence to regulatory deadlines, production expectations, policies, and procedures
Completion of Bank-required training on federal and state laws and regulations, including BSA, AML, and OFAC
Ability to attend seminars, webinars, and outside compliance training as directed
Ability to gather requested information and coordinate responses for regulatory examinations and audits
Ability to regularly sit, talk or hear, and use hands to finger, handle, or feel objects, tools, or controls
Ability to occasionally stand, walk, reach, stoop, kneel, crouch, or crawl
Ability to occasionally lift and/or move up to 10 pounds
Close vision required

Benefits

Comp & perks

AIP Bonus up to 7.5%
Medical, prescription, dental, and vision coverage for employees and their eligible family members
Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits
Health Savings Account with employer contribution
Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit
401(k) and Roth 401(k) with company contribution
529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program
Supplemental Health plans, Voluntary Legal and Identity Theft Services
11 paid holidays
Paid Sick days (accrual of one hour for every 30 hours worked)
Up to 25 paid vacation days
16 hours of paid volunteer time throughout the calendar year
Free personal checking and savings account
Discounted rates on primary residence loan with $0 origination fees (restrictions apply)