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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Payments Product Management, including ownership of product strategy, roadmap development, and compliance with regulatory frameworks. Proficient in delivering payment solutions across various client segments while ensuring operational readiness and driving client engagement.
Highest-signal resume keywords
Payments Product ManagementUS ACH PaymentsProduct Strategy DevelopmentDomestic And Cross-Border Payment FlowsRegulatory Compliance
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product Roadmap DevelopmentPayment Messaging StandardsACH Rules And StandardsSWIFTFedwireISO 20022Cash ManagementCommercial Banking PaymentsClient PropositionsInvestment Business Cases
Soft Skills
Client EngagementStakeholder CommunicationCollaboration
Industry Keywords
Transaction BankingCorrespondent BankingWholesale PaymentsFinancial ServicesB2B Payment Use CasesPayment InfrastructureFinancial Crime FrameworksInternational Payment SchemesNostro ArrangementsIntraday Liquidity
Tech Stack
Tools & technologiesSwift
About the role
Key responsibilities & impact- Own and deliver the Payments Product Roadmap, aligning priorities with business strategy, client needs and platform objectives
- Make product decisions balancing commercial outcomes, client value, operational capability, risk and regulatory requirements
- Engage with clients and prospects to understand payment requirements, challenges and opportunities
- Define and evolve payment propositions across Corporate, Financial Institution, FinTech and Private client segments
- Support client opportunities, RFPs and key stakeholder discussions
- Maintain internal and client-facing product documentation and materials
- Define, prioritise and deliver enhancements to payment products and client experiences
- Translate business needs into requirements and assess risks, dependencies and implementation considerations
- Ensure operational, commercial, client and control readiness for product launches and major changes
- Drive adoption, training and communication activities, and monitor performance for improvement opportunities
- Collaborate across Sales, Operations, Compliance, Treasury, Finance, Technology and Risk
- Partner with Product teams across FX, Liquidity, Account Services and Client Data to deliver integrated solutions
- Provide reporting, recommendations and decision support to stakeholders and leadership
- Monitor revenue, profitability, utilisation and payment volumes
- Develop business cases and investment recommendations
- Maintain expertise across domestic and cross-border payments and identify opportunities across products, segments and geographies
- Ensure compliance with regulatory, payment scheme and internal risk requirements
- Manage risks relating to sanctions, fraud, settlement, liquidity and operational resilience
- Oversee product governance, documentation and remediation of control or service issues
Requirements
What you’ll need- At least five years' product management experience within transaction banking, correspondent banking, wholesale payments, cash management, commercial banking payments, or an equivalent fintech/non-bank environment
- At least ten years' overall experience in financial services
- Demonstrable product management ownership, including product strategy, roadmap development, client propositions, pricing, commercial performance and investment business cases
- Strong experience with US ACH payments, including ACH rules, standards and associated payment flows
- Experience delivering payment solutions for corporate clients, corporate treasury functions, commercial banking clients, or B2B payment use cases
- Strong knowledge of domestic and cross-border payment flows, payment infrastructure and correspondent banking models
- Detailed knowledge of ACH, Fedwire, SWIFT and payment messaging standards, including ISO 20022
- Experience operating within applicable US banking, payments, financial crime and regulatory frameworks
- Experience with Direct Clearing (Fedwire) desirable
- Experience serving financial institutions, banks, fintechs and correspondent banking relationships desirable
- Knowledge of international payment schemes and formatting standards, including SEPA, BACS and Faster/Instant Payments desirable
- Understanding of intraday liquidity, settlement processes, nostro arrangements and correspondent banking economics desirable
- Experience supporting client due diligence, RFP responses and complex client implementations desirable
Benefits
Comp & perks- Bonus scheme
- Comprehensive benefits package
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k) with 4% employer match
- Hybrid working model
