Principal Risk Analyst

MoonPay

. Identify, measure, and mitigate risks associated with operating a crypto payments business .

Posted 11/6/2026full-timeNew York City • New York • United StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in risk management within the crypto payments sector, focusing on counterparty, operational, and market risks. Proficient in developing risk frameworks and conducting thorough assessments of crypto trading and technology risks.

Highest-signal resume keywords

Risk ManagementCrypto Payments ExpertiseQuantitative AnalysisBlockchain FundamentalsRisk Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentCounterparty Risk AnalysisMarket Risk EvaluationOperational Risk ManagementCrypto Hedging ApproachesBlockchain AnalyticsDashboard DevelopmentModel BuildingSmart Contract Risk AssessmentLiquidity Risk Management

Soft Skills

Excellent JudgmentClear CommunicationCollaborative Decision-Making

Tools & Technologies

ChainalysisTRMElliptic

Industry Keywords

Crypto PaymentsFiat-to-Crypto FlowsCross-Chain BridgesDEXsLiquidity PoolsStablecoin MechanicsBusiness Continuity TestingRisk Appetite StatementsKey Risk IndicatorsThird-Party Risk Assessments

About the role

Key responsibilities & impact

Identify, measure, and mitigate risks associated with operating a crypto payments business
Review and challenge risk assessments across on-ramps, off-ramps, card and bank funding, stablecoin settlement, and cross-border transfers
Assess and monitor counterparty risk across liquidity providers, exchanges, custodians, banking partners, payment processors, and blockchain infrastructure vendors
Evaluate exposure from cross-chain bridges, DEX swaps, and smart contract interactions, including protocol risk, liquidity depth, slippage, and settlement failure
Review and challenge crypto trading risks, including price slippage, execution latency, and hedging liquidity across venues
Work with Treasury on market, liquidity, and FX risk, including hedging strategy, inventory and float management, and stablecoin de-peg scenarios
Independently review new product proposals with Product and Engineering; ensure risks are identified and controls are integrated from inception
Review business continuity testing and business impact analyses for operational resilience
Develop, maintain, and evolve the risk framework, including Risk Appetite Statements, Key Risk Indicators, risk registers, limits, and escalation procedures
Review technology and information security risks across core systems, infrastructure, and third-party integrations
Prepare risk reporting for senior leadership, the board, auditors, and partners
Conduct third-party risk assessments and continuous monitoring for critical vendors, service providers, and partners

Requirements

What you’ll need

5-10 years in risk management at a payments company, fintech, exchange, bank, or crypto firm
Hands-on experience with credit/counterparty, operational, or market risk in a regulated or high-growth environment
Strong quantitative and analytical skills; comfortable building dashboards and models from raw data
Deep understanding of crypto payments end to end, including fiat-to-crypto and crypto-to-fiat flows, crypto swaps, stablecoin settlement, merchant and card acquiring
Working knowledge of blockchain fundamentals: consensus, finality, confirmations, reorgs, gas and fees, wallets, and key management
Understanding of cross-chain bridges and their trust and security models, plus the history of bridge exploits
Understanding of swaps, DEXs and AMMs, liquidity pools, slippage, MEV, and aggregator routing
Knowledge of crypto hedging approaches, including spot, perpetuals, futures, options, and stablecoin basis risk
Familiarity with stablecoin mechanics, reserve and de-peg risk, smart contract risk, and audits
Experience with blockchain analytics tools such as Chainalysis, TRM, or Elliptic and on-chain data exploration
Excellent judgment under uncertainty
Clear written and verbal communication, including translating technical risk into business impact for non-specialists
Collaborative approach to making risk decisions without becoming a blocker

Benefits

Comp & perks

Competitive salary package
Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay
Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards
Moonshot award: we honor exceptional impact. 20 employees a year, each earning a $250,000 equity grant
Pension: employer contributions from day one
Employee referral program: refer great people, earn 10K in USDC
Flexible Time Off: choose when to work and when to switch off
Recharge Period: end-of-year company-wide time off to rest and reset
Birthday leave: take the day off to celebrate you
Enhanced parental leave: more time with family, no second thought
Hybrid working schedule: work fully remotely or from your nearest Moonbase
(Netherlands only) Commuter benefits: public transport to and from the office
Private healthcare benefits: to protect you and your loved ones
Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership
Enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next
Lunch credit: meals covered on the days you're in the office
Home office setup allowance: build the home office of your dreams
Remote working allowance: those working fully remotely get a little extra for utilities
Monthly product budget and zero-fee crypto transactions
$1,000 Annual training budget: we support your learning journey
High Potential Program: structured development, mentorship, and stretch opportunities
Regular remote company offsites: high-impact in-person sessions and hackathons
(Ireland only) Cycle to Work scheme: tax-efficient bike, gear, and safety kit
(UK only) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary