Product Manager, Personal Lines – Homeowners

MSI

. Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions .

Posted 11/2/2026full-timeRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing P&L results, regulatory filings, and product management within the P&C insurance sector. Proficient in data analysis and collaboration with cross-functional teams to drive product performance and compliance.

Highest-signal resume keywords

P&C Insurance ExperienceP&L ManagementRegulatory FilingsHomeowners RatemakingData Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product ManagementUnderwritingPricingRate RevisionsQuantitative AnalysisHomeowners Product DesignSQLSASRPython

Soft Skills

CollaborationPresentation SkillsProblem-Solving

Tools & Technologies

Microsoft ExcelTableau

Certifications & Qualifications

CPCUAINSAPI

Industry Keywords

Personal LinesE&S Property ProductsState Filing ProcessCompetitor AnalysisActuarial Collaboration

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions
Own the rate, rule, and form revision process for assigned states end-to-end
Prepare regulatory filings, coordinate with vendors, respond to regulator inquiries, and implement approved changes
Support the build and launch of new products, coverages, endorsements, and geographies
Work with state Departments of Insurance to secure product approvals
Partner with Actuarial and Analytics teams to assess state-level profitability and develop data-driven recommendations
Review competitor filings, rate algorithms, underwriting guidelines, and industry and regulatory developments
Implement underwriting rules and guideline changes to achieve business goals
Prepare and present state and product performance reviews to Segment Leadership and senior product leaders
Prioritize and sequence competing product initiatives based on business impact
Collaborate with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Advanced Analytics

Requirements

What you’ll need

3+ years of P&C insurance experience in product management, underwriting, pricing, or a related role, with exposure to personal lines homeowners
Experience supporting or managing P&L results, rate revisions, or regulatory filings for one or more states
Working knowledge of homeowners ratemaking, underwriting, product design, and the state filing process
Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis
Bachelor’s degree in business, finance, mathematics, economics, risk management/insurance, or a related field, or equivalent experience
Direct experience owning P&L results and leading filings across multiple states preferred
Experience launching new products, coverages, endorsements, or entering new territories preferred
Familiarity with E&S property products in addition to admitted homeowners preferred
Experience with SQL, SAS, R, Python, Tableau, or other data query and programming tools preferred
Progress toward a professional designation (CPCU, AINS, API, or similar) preferred
10% travel as needed

Benefits

Comp & perks

10% travel as needed
Remote-first culture
Support and coaching from senior product leaders
Opportunity to grow scope and expertise