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MUFG

Credit Analyst – Underwriting, Portfolio Management

MUFG

. Support the management of the Power & Utilities industry vertical corporate loan portfolio .

Posted 10/19/2026full-timeUnited StatesJunior💰 $100,000 - $110,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis and portfolio management within the Power & Utilities industry, with strong financial modeling and analytical skills. Proficient in evaluating regulatory risks and maintaining compliance with policies and industry standards.

Highest-signal resume keywords
Credit AnalysisFinancial Spreading/ModelingPower & Utilities Industry KnowledgeRegulatory ComplianceInterpersonal Communication

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit AnalysisFinancial SpreadingFinancial ModelingDue DiligenceRisk EvaluationTransaction RatingCovenant CompliancePortfolio MonitoringCredit Application ProcessESG Trends Understanding
Soft Skills
Strong Written CommunicationStrong Verbal CommunicationInterpersonal SkillsAbility to Work IndependentlyAbility to Work Under Pressure
Tools & Technologies
Microsoft WordMicrosoft ExcelMicrosoft PowerPoint
Certifications & Qualifications
Formal Credit-Training Program
Industry Keywords
Power & UtilitiesCorporate Loan PortfolioRegulatory RiskCountry/Risk FactorsCredit DeteriorationFinancing StructuresClient MeetingsDeal TeamsSyndicationsMUFG Securities

About the role

Key responsibilities & impact
  • Support the management of the Power & Utilities industry vertical corporate loan portfolio
  • Perform due diligence and regularly scheduled evaluation of the loan portfolio
  • Prepare detailed credit analyses and required credit applications according to policy
  • Evaluate corporate, regulatory and industry risk, historical and projected operating performance, and capital structure
  • Monitor portfolio names for potential upgrading, downgrading and credit deterioration
  • Coordinate and communicate account information across organizational constituencies
  • Maintain knowledge of country/risk factors and the Power & Utilities industry
  • Oversee covenant compliance database and facility closing due diligence, including documentation
  • Attend Relationship Manager customer meetings when appropriate
  • Work within deal teams with Global Relationship Management, Syndications and MUFG Securities
  • Support Senior Portfolio Managers in developing and analyzing financing structures and strategies
  • Prescreen proposed transactions to identify structural issues and risks
  • Participate in client and bank meetings as necessary
  • Communicate and negotiate with the credit division for transaction approval
  • Evaluate and establish transaction ratings and appropriate exposure levels
  • Ensure compliance with policy and regulatory requirements
  • Complete special projects as assigned

Requirements

What you’ll need
  • Bachelor's degree
  • Minimum of 1 year of experience in a related role
  • Understanding of the power and utility sector, ESG trends or other related work experience is preferred
  • Solid credit and analytical background
  • Strong financial spreading/modeling skills
  • Completion of formal credit-training program at a money center bank is preferred
  • Strong written, verbal and interpersonal skills
  • Proficient computer skills in Microsoft Word, Excel, and PowerPoint
  • Able to work independently and under pressure
  • Knowledge of country/risk factors on a macro level
  • Knowledge of the Power & Utilities industry and current events in assigned portfolio
  • Modeling skills for credit application process and quarterly credit watch presentations

Benefits

Comp & perks
  • Discretionary performance-based bonus and/or incentive compensation
  • Comprehensive health and wellness benefits
  • Retirement plans
  • Educational assistance and training programs
  • Income replacement for qualified employees with disabilities
  • Paid maternity and parental bonding leave
  • Paid vacation
  • Paid sick days
  • Paid holidays