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Claims Adjudicator
National Guardian Life Insurance Company. Accurately adjudicate claims within stated service goals .
About the role
Key responsibilities & impact- Accurately adjudicate claims within stated service goals
- Follow established written processing procedures
- Verify proper forms are received according to state regulation
- Enter and process whole life, term life, universal life, interest-sensitive, acquisition preneed, final expense, preneed, trust, Texas preneed, annuity, contestable, and rider claims
- Accurately reconcile Texas preneed claims and verify file documentation
- Accurately calculate cost basis on basic annuity claims
- Follow up on claims in writing within state-regulated time frames
- Provide phone support for claims-related calls and letter correspondence
- Communicate empathetically with policyholders, agents, funeral directors, beneficiaries, and other customers verbally, in writing, and by email
- Contact agents, funeral homes, beneficiaries, and other customers to obtain missing information
- Prepare correspondence for all steps in the claim process and customer inquiries
- Research insured status and search databases to confirm status
- Update spreadsheets and document findings appropriately
- Participate in group decision-making and support teammates
- Manage personal time off, breaks, and lunches to ensure team coverage
- Help maintain team standards and goals
- Investigate ambiguous issues, identify root causes, suggest alternatives, resolve difficulties, and escalate issues with recommendations
- Complete assigned projects, tasks, and milestones by agreed-upon due dates
- Perform other related work as requested or required
Requirements
What you’ll need- Minimum: High School or GED
- One year claims processing experience or equivalent business experience
- Intermediate knowledge of NGL and acquisition products and procedures
- Intermediate oral and written communication skills
- General PC and office machine knowledge
- Typing skills of at least 45 words per minute and 5,500 alphanumeric keystrokes per hour
- Knowledge of basic accounting skills
- Ability to work in a team environment
- Organized and detail oriented
- Ability to quickly search the Internet and other databases
- Preferred: two years customer service or insurance/financial experience
- Preferred: LOMA Level I Certificate
- Preferred: LOMA ACS
- Preferred: Wisconsin Preneed Certification
Benefits
Comp & perks- 20 days of Paid Time Off growing to 25 days after 5 years
- 11 Paid Holidays (10 company holidays and 1 personal holiday of your choice)
- Health care, dental and vision plans
- Up to $1,500 (Family) or $1,000 (Single) annually towards a Health Savings Account
- Annual bonus based on company performance
- Paid Parental Leave
- 401(k) match up to 9%
- Paid Sabbatical after 8 years
- Paid Volunteer Time
- Education Assistance Program
- Employee Recognition Program
- Employee Resource Groups
- Professional and personal development opportunities
- Flexible work environment with fully remote, hybrid, or onsite options where available
- Comprehensive Total Rewards package
- Reasonable accommodations for qualified individuals with disabilities