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National Guardian Life Insurance Company

Claims Adjudicator

National Guardian Life Insurance Company

. Accurately adjudicate claims within stated service goals .

Posted 9/25/2026full-timeRemote • Wisconsin • United StatesJuniorWebsite

About the role

Key responsibilities & impact
  • Accurately adjudicate claims within stated service goals
  • Follow established written processing procedures
  • Verify proper forms are received according to state regulation
  • Enter and process whole life, term life, universal life, interest-sensitive, acquisition preneed, final expense, preneed, trust, Texas preneed, annuity, contestable, and rider claims
  • Accurately reconcile Texas preneed claims and verify file documentation
  • Accurately calculate cost basis on basic annuity claims
  • Follow up on claims in writing within state-regulated time frames
  • Provide phone support for claims-related calls and letter correspondence
  • Communicate empathetically with policyholders, agents, funeral directors, beneficiaries, and other customers verbally, in writing, and by email
  • Contact agents, funeral homes, beneficiaries, and other customers to obtain missing information
  • Prepare correspondence for all steps in the claim process and customer inquiries
  • Research insured status and search databases to confirm status
  • Update spreadsheets and document findings appropriately
  • Participate in group decision-making and support teammates
  • Manage personal time off, breaks, and lunches to ensure team coverage
  • Help maintain team standards and goals
  • Investigate ambiguous issues, identify root causes, suggest alternatives, resolve difficulties, and escalate issues with recommendations
  • Complete assigned projects, tasks, and milestones by agreed-upon due dates
  • Perform other related work as requested or required

Requirements

What you’ll need
  • Minimum: High School or GED
  • One year claims processing experience or equivalent business experience
  • Intermediate knowledge of NGL and acquisition products and procedures
  • Intermediate oral and written communication skills
  • General PC and office machine knowledge
  • Typing skills of at least 45 words per minute and 5,500 alphanumeric keystrokes per hour
  • Knowledge of basic accounting skills
  • Ability to work in a team environment
  • Organized and detail oriented
  • Ability to quickly search the Internet and other databases
  • Preferred: two years customer service or insurance/financial experience
  • Preferred: LOMA Level I Certificate
  • Preferred: LOMA ACS
  • Preferred: Wisconsin Preneed Certification

Benefits

Comp & perks
  • 20 days of Paid Time Off growing to 25 days after 5 years
  • 11 Paid Holidays (10 company holidays and 1 personal holiday of your choice)
  • Health care, dental and vision plans
  • Up to $1,500 (Family) or $1,000 (Single) annually towards a Health Savings Account
  • Annual bonus based on company performance
  • Paid Parental Leave
  • 401(k) match up to 9%
  • Paid Sabbatical after 8 years
  • Paid Volunteer Time
  • Education Assistance Program
  • Employee Recognition Program
  • Employee Resource Groups
  • Professional and personal development opportunities
  • Flexible work environment with fully remote, hybrid, or onsite options where available
  • Comprehensive Total Rewards package
  • Reasonable accommodations for qualified individuals with disabilities