Life Underwriting Specialist

Northwestern Mutual

. Build relationships with Financial Advisors and internal partners .

Posted 11/6/2026full-timeRemote • Wisconsin • United StatesMid-LevelSenior💰 $60,880 - $91,320 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in underwriting Life insurance policies, including risk appraisal and adherence to underwriting standards. Possesses strong analytical skills and effective communication abilities to manage relationships with Financial Advisors and internal partners.

Highest-signal resume keywords

Underwriting Life Insurance PoliciesRisk AppraisalAnalytical SkillsExcellent Written And Oral CommunicationCase Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting StandardsMortality And Morbidity ExpectationsFinancial Underwriting AssessmentsMedical Underwriting AssessmentsLay Underwriting AssessmentsReinsurance ProgramsDecision-MakingQuality AssuranceProduction GoalsRegulatory Processes

Soft Skills

Relationship BuildingOrganizational SkillsAdaptabilityResourcefulnessTact And Diplomacy

Tools & Technologies

Computer SkillsSoftware PackagesDigital Health DataInternet Searches

Industry Keywords

Life InsuranceUnderwritingFinancial AdvisorsCase ManagementPolicy Placement

About the role

Key responsibilities & impact

Build relationships with Financial Advisors and internal partners
Develop skills to underwrite Life insurance policies while meeting quality, service, and production goals
Provide guidance and assistance regarding case underwriting and risk appraisal
Handle prescreen inquiries with guidance
Analyze and appraise insurance applications; approve, classify, or decline applications with guidance
Review applications and adhere to underwriting standards, Northwestern Mutual product types, and changes
Develop and demonstrate change agility while maintaining mortality and morbidity expectations
Develop understanding of financial, medical, and lay underwriting assessments and reinsurance programs
Underwrite applications and provide the best possible offer
Manage cases and requirements and provide customized service with guidance
Communicate and negotiate with field partners regarding modified or declined decisions and policy placement
Obtain necessary information through Internet searches, digital health data, direct contact with insureds, and third-party advisors
Adhere to procedures and regulatory processes
Meet quality, service, and production goals
Resolve issues and escalations with guidance
Discuss cases with peer reviewers, medical staff, and technical staff as needed
Partner with Underwriting Support for case management
Potentially serve as an underwriting representative for product-process improvements

Requirements

What you’ll need

Bachelor's degree preferred or equivalent combination of education and experience
Analytical skills with the ability to make independent decisions and apply sound judgment in the application of rules
Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness
Proficient in computer skills and using various software packages
Ability to work accurately while maintaining speed and flexibility in a team and independent production environment
Highly organized and able to establish priorities and meet deadlines
Ability to manage multiple tasks and adapt in a changing work environment
Must successfully complete and pass any required testing