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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in developing and implementing credit policies and pricing strategies, with a strong foundation in financial mathematics, statistics, and quantitative analysis. Proficient in using analytical tools and databases to support decision-making and monitor portfolio performance.
Highest-signal resume keywords
Credit Policy DevelopmentPricing Strategy ImplementationRisk AnalysisStatistical ModelingSQL Server Proficiency
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial MathematicsQuantitative AnalysisStatistical AnalysisRisk ManagementSegmentation StrategyApproval Rule DefinitionPortfolio Performance Monitoring
Soft Skills
CollaborationLeadershipCommunication
Tools & Technologies
Microsoft OfficeSQL ServerPythonMicrosoft Fabric
Industry Keywords
BankingAutomotive FinanceCredit RiskMarket Positioning
Tech Stack
Tools & technologiesPythonSQL
About the role
Key responsibilities & impact- Structure and implement credit policies
- Develop pricing strategies aligned with risk, profitability, and market positioning
- Define eligibility criteria, approval rules, authority levels, and segmentation strategies
- Build statistical models and analyses to support decision-making
- Structure analytical databases and monitor portfolio performance
- Work closely with the Sales, Product, and Technology teams
- Take a leading role in building the credit and pricing workflow and customer journey
- Report directly to the Executive Management team
- Initially work with a lean team in a hands-on, build-and-structure capacity
Requirements
What you’ll need- Bachelor’s degree in Statistics, Mathematics, Engineering, Economics, Business Administration, or a related field
- Postgraduate degree or specialization in quantitative fields, risk, finance, or modeling is a plus
- Solid experience in a bank or automotive finance company
- Practical experience developing or managing credit policies and pricing strategies
- Experience with risk analysis, segmentation, approval rule definition, and portfolio performance monitoring
- Strong background in financial mathematics, statistics, and quantitative analysis
- Advanced proficiency in Microsoft Office and SQL Server for data extraction and manipulation
- Knowledge of Python and Microsoft Fabric / Windows Fabric is a plus
Benefits
Comp & perks- Childcare assistance for children up to 6 years and 11 months old
- TotalPass to support your physical well-being
- Hybrid work model: 3 days remote and 2 days in the office
- Food and meal allowance on a flexible benefits card
- Transportation allowance
- Medical and dental insurance (SulAmérica, private room coverage)
- Life insurance
- Well-being program, including running activities and more
- Birthday day off
- Conexa Saúde – online consultations with no copay
- Profit sharing
- No dress code – be yourself!
- Flexible working hours
- Corporate University