Director, Regulatory Counsel

Oportun

. Own Oportun’s multi-state licensing program across direct-lending and fintech bank partnership models .

Posted 11/9/2026full-timeRemote • United StatesLead💰 $158,200 - $253,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Expertise in managing multi-state licensing programs and regulatory compliance within the financial services sector, with a strong focus on consumer financial services laws and fintech regulations. Proven ability to lead regulatory examinations and provide strategic advice to stakeholders while ensuring adherence to legal requirements.

Highest-signal resume keywords

Multi-State Licensing ManagementConsumer Financial Services Regulatory ExpertiseNMLS Filings and RequirementsRegulatory Examination LeadershipJuris Doctor (J.D.) Degree

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Regulatory ReportingLicense ApplicationsRenewals and MaintenancePrivacy Law InterpretationFintech Regulatory KnowledgeFederal and State Law ApplicationConsumer Financial Services LawRegulatory Change ImplementationSound Judgment in Regulatory MattersSpanish Fluency

Soft Skills

Clear CommunicationLeadershipPragmatic Problem-Solving

Tools & Technologies

AI ToolsChatGPTCopilot

Certifications & Qualifications

Admitted to Practice Law in U.S. Jurisdiction

Industry Keywords

FintechBank Partnership ModelsUDAAPTCPAState Regulatory RequirementsTrue-Lender Laws

About the role

Key responsibilities & impact

Own Oportun’s multi-state licensing program across direct-lending and fintech bank partnership models
Research and determine licensing requirements, and lead applications, renewals, maintenance and related regulatory reporting
Lead licensing and regulatory examinations, coordinating responses, gathering information, tracking obligations and issues through resolution, and working with state regulators
Monitor legal and regulatory developments, including state licensing requirements and true-lender laws
Advise senior leaders, Legal and Compliance partners, and business stakeholders on regulatory risk and required action
Review and advise on policies, procedures, marketing and operational practices
Support regulatory change implementation and identify opportunities to strengthen processes and reduce regulatory risk
Provide leadership reporting on licensing, examinations and regulatory reporting
Manage priorities across a complex portfolio
Directly manage and develop one paralegal
Advise Set & Save product and business owners on federal and state laws and regulations, including subscription services, privacy, UDAAP, TCPA and product marketing

Requirements

What you’ll need

12+ years of legal experience in financial services, with substantial experience advising on consumer financial services regulatory matters
Demonstrated experience independently managing multi-state licensing processes, including NMLS filings, license applications, renewals, maintenance, regulatory reporting and related requirements
Experience with NMLS and state licensing requirements
Strong knowledge of privacy and fintech regulatory issues
Ability to interpret and apply federal and state consumer financial services laws
Skilled in using AI tools such as ChatGPT, Copilot, or similar to improve productivity
Juris Doctor (J.D.) degree
Admitted and in good standing to practice law in at least one U.S. jurisdiction
Pragmatic regulatory law experience with sound judgment and clear communication
Experience working with bank partnership models, including fintech programs operated through bank partnerships (nice to have)
Experience supporting or leading state regulatory examinations and interacting with state regulators (nice to have)
Spanish fluency, written and verbal (nice to have)

Benefits

Comp & perks

Medical, Dental & Vision Insurance
401(k) including company match
Flexible PTO and Parental Leave
Company-paid Life & Disability Insurance
Competitive compensation and benefits package supporting physical, financial, and professional well-being