Senior Manager, Capital Markets & Treasury

Oportun

. Support execution and ongoing management of asset-backed securitizations, warehouse facilities, whole loan sales, and other financing transactions .

Posted 11/9/2026full-timeRemote • United StatesSenior💰 $112,500 - $180,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in capital markets and treasury management, with a strong focus on financial modeling, liquidity management, and structured finance transactions. Proficient in using advanced analytical tools and techniques to optimize cash management and enhance decision-making processes.

Highest-signal resume keywords

Financial ModelingLiquidity ManagementStructured FinanceCash Flow ForecastingInterest Rate Hedging

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ModelingCash Flow ForecastingLiquidity Stress TestingBorrowing Base ManagementCovenant ComplianceCollateral EligibilityData AnalysisSQLPythonExcel

Soft Skills

Strong Communication SkillsOrganizational SkillsProject Management SkillsProblem-Solving SkillsAttention to Detail

Tools & Technologies

AI-Enabled ToolsFinancial Systems IntegrationAutomation Tools

Certifications & Qualifications

MBACFACPA

Industry Keywords

Capital MarketsTreasury ManagementStructured FinanceAsset-Backed SecuritizationsWhole Loan SalesConsumer LendingFintechSpecialty Finance

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Support execution and ongoing management of asset-backed securitizations, warehouse facilities, whole loan sales, and other financing transactions
Manage borrowing base calculations, collateral eligibility, concentration limits, lender reporting, and covenant compliance across funding facilities
Support whole loan sale programs, including investor relationships, transaction execution, due diligence, and contract negotiations
Develop and maintain corporate cash forecasts, liquidity models, and short- and long-term funding plans
Integrate financial systems and business forecast data to improve visibility into sources and uses of cash
Perform cash flow modeling, portfolio analysis, funding cost evaluations, scenario analysis, and liquidity stress testing
Monitor liquidity and help optimize cash management, funding mix, and capital efficiency
Support interest rate risk management and hedging activities
Coordinate with lenders, investors, rating agencies, trustees, legal counsel, banks, and internal teams
Identify funding, liquidity, and capital risks and communicate recommendations to senior leadership
Improve financial models, automate recurring reporting, and strengthen controls, documentation, and operational processes
Evaluate and implement tools or processes that improve Treasury and Capital Markets efficiency, transparency, and scalability
Strengthen funding strategy, liquidity planning, and capital management
Use AI and automation to improve forecasting, analysis, reporting, documentation, and decision-making

Requirements

What you’ll need

6+ years of experience in capital markets, treasury, structured finance, investment banking, corporate finance, or a related financial services field
Experience with securitizations, warehouse financing, whole loan sales, liquidity management, or other structured funding activities
Strong financial modeling, cash flow forecasting, and analytical skills
Experience managing borrowing bases, covenant compliance, collateral eligibility, or lender reporting
Strong understanding of liquidity management, funding structures, capital planning, and financing economics
Experience working with large datasets and translating financial information into clear business insights
Advanced Excel skills and strong presentation capabilities
Strong written and verbal communication skills, including experience working with senior leaders and external financing partners
Strong organizational and project management skills with the ability to manage multiple priorities independently
Strong problem-solving skills and attention to detail in a fast-paced environment
Experience in consumer lending, fintech, banking, specialty finance, or another asset-backed lending environment
Experience with asset-backed securitizations or structured finance transactions
Experience managing whole loan sale programs or investor relationships
Experience with interest rate hedging, liquidity stress testing, or cash-management optimization
Experience with SQL, Python, or similar tools for financial analysis, automation, or data querying
Experience working with rating agencies, trustees, banks, or institutional investors
Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field
MBA, CFA, CPA, or other relevant advanced credential
Experience using AI-enabled tools to improve analysis, forecasting, reporting, or productivity

Benefits

Comp & perks

Medical, Dental & Vision Insurance
401(k) including company match
Flexible PTO and Parental Leave
Company-paid Life & Disability Insurance
Competitive compensation and benefits package supporting physical, financial, and professional well-being
AI tools and experimentation encouraged for working smarter