Senior Associate, Enterprise Risk Management

Paga Group Ltd

. Support the Head of Risk in developing, redesigning, implementing, and maintaining Paga’s risk management framework .

Posted 11/10/2026full-timeLagos • NigeriaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in developing and implementing risk management frameworks, policies, and processes within a fintech environment. Possesses strong analytical skills to assess risks and communicate findings effectively to senior stakeholders.

Highest-signal resume keywords

Risk Management Framework DevelopmentRisk Assessment and ReportingThird-Party Risk ManagementStakeholder Relationship ManagementRisk Management Policy Implementation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk ManagementRisk AssessmentPolicy DevelopmentData AnalysisRisk Control Self-AssessmentKey Risk Indicators MonitoringIncident ResponseAuditingCloud Infrastructure Risk ManagementAPI Integration Risk Assessment

Soft Skills

Excellent CommunicationRelationship ManagementTeam ManagementProblem SolvingOrganizational Skills

Certifications & Qualifications

Bachelor’s Degree in Analytical FieldCompleted Mandatory NYSC

Industry Keywords

FintechFinancial ServicesRisk Management Best PracticesCommercial Benefits of Risk ManagementOperational Vulnerabilities

Tech Stack

Tools & technologies

Cloud

About the role

Key responsibilities & impact

Support the Head of Risk in developing, redesigning, implementing, and maintaining Paga’s risk management framework
Develop and maintain detailed risk management policies and processes
Work with business stakeholders to embed the risk framework across the organization
Review and challenge risk framework effectiveness and implement risk management best practices
Support key business stakeholders in implementing the risk framework
Work with the Head of Risk to define the company’s risk appetite
Manage relationships with third-party outsourced provider risk representatives
Engage with company-wide risk champions
Act as the primary contact for significant incidents or risk events
Design, document, communicate, and implement the risk management framework
Prepare, maintain, and communicate risk management policies and processes, including risk and control self-assessment
Lead risk assessments for key company products and projects
Assist with the annual review of the risk management policy and supporting documents for Board sign-off
Scope and deliver ongoing self-assessment of risk management processes and procedures, implementing improvements as required
Review, assess, and report significant risks and issues and assist the business in defining remedial action
Develop and monitor Key Risk Indicators tailored to a high-growth fintech environment
Monitor action plans addressing key risks on risk and control self-assessments and risk registers
Prepare and collate monthly risk reports for the Head of Risk, Compliance, Internal Audit, and management
Lead identification and assessment of risks related to cloud infrastructure, API integrations, and third-party dependencies
Evaluate IT change management processes to prevent security or operational vulnerabilities
Review new product features for fraud, transaction integrity, and data privacy risks and ensure controls are embedded at the design stage
Help stakeholders identify and respond to risks from internal changes or external events
Assist in preparing comprehensive risk reports for the Management Committee and Board

Requirements

What you’ll need

Minimum 7 years of experience working in a risk management environment or similar role
Bachelor’s degree with a minimum in an analytical field such as engineering, finance, computer science, mathematics, economics, etc.
At least 7 years relevant work experience
Must be knowledgeable in technology
Knowledge of risk management and auditing
Must have completed the mandatory NYSC
Previous experience in a risk management role within financial services, ideally within a Platform environment
Excellent knowledge of industry best risk management practice
Experience developing and implementing risk management policies and processes
Experience reviewing third-party risks
Ability to understand and articulate the commercial benefits of effective risk management
Excellent communication, relationship management, and influencing skills
Ability to build and maintain effective internal and external relationships
Ability to analyse, present, and report risk management data to senior stakeholders
Team management skills, including day-to-day training, supervision, and performance management
Ability to analyse and problem solve
Incidence response, resilience, and attention to detail
Ability to multitask and manage competing priorities
Organized, collaborative, flexible, creative, and resourceful
Ability to manage time effectively
Strategic communication and stakeholder diplomacy

Benefits

Comp & perks

Equal opportunity employer
Diversity and inclusion valued
No discrimination based on colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation