Plan Consultant I – DB

PCS Retirement

. Perform nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 100 participants in accordance with documented procedures and IRS regulations .

Posted 11/10/2026full-timeRemote • United StatesMid-LevelSenior💰 $60,000 - $72,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in defined benefit plan administration, including compliance with IRS regulations, testing procedures, and preparation of IRS Form 5500. Strong ability to analyze funding requirements and communicate complex information effectively to clients and stakeholders.

Highest-signal resume keywords

Defined Benefit Plan AdministrationIRS ComplianceForm 5500 PreparationFTWilliam.com SoftwareProblem-Solving Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Nondiscrimination TestingCoverage TestingTop-Heavy TestingEmployer Contribution CalculationCorrective Action Calculation

Soft Skills

Interpersonal CommunicationWritten CommunicationVerbal CommunicationCustomer Service SkillsSelf-Starter

Certifications & Qualifications

QPAQKACBS

Industry Keywords

Actuarial ValuationsFunding RequirementsIRS Correction ProgramsPlan ConversionsPlan Design

About the role

Key responsibilities & impact

Perform nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 100 participants in accordance with documented procedures and IRS regulations
Calculate annual required and discretionary employer contributions based on actuarial valuations and funding requirements
Identify and calculate corrective actions for testing failures or contribution errors in compliance with IRS correction programs such as EPCRS
Consult with plan sponsors and advisors to explain testing results, funding obligations, and necessary corrective actions
Assist in preparing IRS Form 5500 and related schedules, including Schedule SB, for defined benefit plan filings
Gather and reconcile historical and current plan data during plan conversions, mergers, or terminations
Collaborate with advisors, actuaries, auditors, and plan sponsors on plan design, funding contributions, and Form 5500 reconciliation
Ensure compliance with internal deadlines and regulatory filing requirements
Perform other duties related to defined benefit plan administration and compliance as assigned

Requirements

What you’ll need

2–3 years of experience in defined benefit or retirement plan administration (preferred)
Ability to read and understand documentation related to defined benefit plan design, funding, and compliance
Experience with FTWilliam.com software (preferred)
Willingness to pursue professional certifications such as the QPA, QKA, or CBS through ASPPA, or Society of Actuary and Enrolled Actuary exams
Strong interpersonal, written, and verbal communication skills
Self-starter with strong problem-solving skills and the ability to work independently
Basic customer service skills, with the ability to explain complex issues to clients clearly and professionally
Uninterrupted virtual workspace for remote work
Family care in place during business hours
Internet speed of 50 MBps or better for individual use

Benefits

Comp & perks

401(k) match
Medical insurance
Dental insurance
Vision insurance
Life insurance
Short-term disability insurance
Long-term disability insurance
Paid time off
Reasonable accommodation for individuals with disabilities
Remote work arrangement