Senior Plan Consultant – Defined Benefits

PCS Retirement

. Complete annual nondiscrimination testing and Form 5500 filings for defined benefit retirement plans .

Posted 10/23/2026full-timeRemote • United StatesSenior💰 $65,000 - $85,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in defined benefit plan administration, including compliance with IRS regulations, nondiscrimination testing, and Form 5500 preparation. Proficient in financial reconciliation and collaboration with stakeholders to ensure accurate funding contributions and corrective actions.

Highest-signal resume keywords

Defined Benefit Plan AdministrationNondiscrimination TestingIRS Form 5500 PreparationFinancial ReconciliationIntermediate Microsoft Excel Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Nondiscrimination TestingForm 5500 FilingsActuarial ValuationsContribution CalculationsData ReconciliationCompliance with IRS RegulationsPlan Audits SupportCorrective Action CalculationsPlan Design ConsultationFunding Obligation Analysis

Soft Skills

Strong Problem-Solving SkillsInterpersonal CommunicationAttention to DetailAdaptabilityCustomer Service Skills

Tools & Technologies

FTWilliam.com SoftwareMicrosoft Excel

Certifications & Qualifications

QPAQKA

Industry Keywords

Defined Benefit PlansIRS RegulationsDOL ComplianceActuarial ReportsFunding Contributions

About the role

Key responsibilities & impact

Complete annual nondiscrimination testing and Form 5500 filings for defined benefit retirement plans
Perform nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants in accordance with documented procedures and IRS regulations
Calculate annual required and discretionary employer contributions based on actuarial valuations and funding requirements
Identify and calculate corrective actions for testing failures or contribution errors in compliance with IRS correction programs such as EPCRS
Consult with plan sponsors regarding testing results, funding obligations, and necessary corrective actions
Prepare IRS Form 5500 and related schedules, including Schedule SB and actuarial attachments
Support plan audits by preparing financial and actuarial documentation, including asset and liability reconciliations
Gather and reconcile historical and current plan data during plan conversions, mergers, or terminations
Collaborate with advisors, actuaries, auditors, and plan sponsors on plan design, funding contributions, and Form 5500 reconciliation
Ensure compliance with internal deadlines and regulatory filing requirements
Perform other duties related to defined benefit plan administration and compliance as assigned

Requirements

What you’ll need

5–10 years of experience in defined benefit or retirement plan administration (preferred)
Ability to read and understand complex documentation related to defined benefit plan design, funding, and compliance
Knowledge of basic accounting principles and ability to apply them to reconcile defined benefit plan assets and liabilities
Experience with FTWilliam.com software (preferred)
Willingness to pursue professional certifications such as the QPA or QKA through ASPPA
Ability to reconcile trust statements and actuarial reports to plan assets and contribution schedules
Intermediate proficiency in Microsoft Excel, including formulas, pivot tables, and reconciliation templates
Adaptability and eagerness to learn and grow in a collaborative and evolving work environment
Self-starter with strong problem-solving skills and ability to work independently
Ability to manage priorities and meet IRS and DOL regulatory deadlines, particularly during peak seasons
Strong interpersonal, written, and verbal communication skills
Excellent attention to detail, with a focus on accuracy in data and reporting
Basic customer service skills and ability to explain complex issues to clients clearly and professionally
Uninterrupted virtual workspace during business hours
Family care in place during business hours
Internet speed of 50 MBps or better for individual use