Independent Life Insurance Agent – 1099

Phil-Am Agency

. Develop prospective client relationships through personal outreach, available inbound sales calls, or both .

Posted 10/23/2026contractRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in developing client relationships and understanding insurance coverage needs while effectively managing the application process. Proficient in maintaining accurate sales records and adhering to insurance regulations.

Highest-signal resume keywords

Licensed Life Insurance AgentClient Relationship DevelopmentSales ExperienceStrong Communication SkillsIndependent Work Management

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Soft Skills

Listening SkillsExplanation SkillsFollow-Through Skills

Certifications & Qualifications

Life Insurance License

Industry Keywords

Insurance RequirementsSales Activity OrganizationCustomer ServiceFinancial GoalsProspective Client Outreach

About the role

Key responsibilities & impact

Develop prospective client relationships through personal outreach, available inbound sales calls, or both
Listen to clients and understand coverage needs and financial goals
Once properly licensed and appointed, explain suitable life insurance options and assist with applications
Follow up with prospects and clients throughout the application process
Organize sales activity and maintain accurate records
Follow applicable insurance, marketing, and carrier requirements

Requirements

What you’ll need

Self-motivated and interested in building an independent insurance business
Strong communication, listening, explanation, and follow-through skills
Comfortable speaking with prospective clients and developing relationships
Able to manage work independently in a remote setting
Licensed life insurance agent or willing to obtain the required license before conducting licensed activities
Experience in sales, insurance, customer service, or business ownership is helpful
Must satisfy state eligibility, individual licensing, carrier appointment, and contract-term requirements

Benefits

Comp & perks

Commission-based earnings on qualifying sales under the agreement
Inbound-call costs may be covered under qualifying commission arrangements
Remote work from an eligible state without a daily office commute
Licensing-process assistance for candidates who are not yet licensed