Engineering Manager, Payments

Plaid

. Set engineering strategy for Payments with the Product Area Lead, balancing product delivery and foundational investment across three teams .

Posted 11/5/2026full-timeNew York City • New York • United StatesSeniorLead💰 $264,000 - $400,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in engineering management, leading large teams, and driving technical direction for high-reliability payment systems. Proven ability to collaborate cross-functionally and build foundational strategies that enhance product delivery and operational efficiency.

Highest-signal resume keywords

Engineering ManagementHigh-Reliability SystemsCross-Functional CollaborationTechnical DirectionPayments Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Software EngineeringPerformance CalibrationTechnical FoundationsData PipelinesAPIsMachine LearningRisk ManagementFraud PreventionTransactional SystemsReliability Engineering

Soft Skills

CoachingLeadershipStrategic ThinkingCollaborationRecruiting

Tools & Technologies

Signal Risk PlatformMoney Movement RailsCustomer-Facing APIsDashboardsPlaid

Industry Keywords

PaymentsACHRTPFedNowCard Rails

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Set engineering strategy for Payments with the Product Area Lead, balancing product delivery and foundational investment across three teams
Manage three engineering managers, coach them, calibrate performance, and build the management bench
Own technical direction for verification infrastructure, the Signal risk platform, ML and data pipelines, money movement rails, customer-facing APIs, and dashboards
Maintain reliability for systems where failures can move money incorrectly
Drive recruiting and hiring across the organization, including hiring standards and pipeline health
Drive overall product-area strategy with Product leadership
Partner with product, data science, PMM, GTM, payment operations, compliance, and customers
Lead Plaid's Payments engineering organization across account verification, payment risk, and money movement
Co-own strategy and execution for a major, fast-growing payments business

Requirements

What you’ll need

10+ years of software engineering experience
4+ years in engineering management
1+ years managing managers
Experience leading an engineering organization of 20+ through an EM layer
Experience owning transactional, high-reliability systems where correctness and availability have direct financial consequences
Track record of building technical foundations that created compounding returns
Experience working cross-functionally with product, data, operations, and business teams as a true partner
Nice to have: bank payments experience (ACH, RTP, FedNow, or card rails)
Nice to have: experience shipping ML-powered risk or fraud products
Nice to have: experience leading AI transformation in an engineering org
Ability to work from the Plaid office associated with the role at least 3 days per week
Candidates must complete required application information, including location and work authorization/sponsorship responses

Benefits

Comp & perks

Equity and/or commission, dependent on the position offered
Medical insurance
Dental insurance
Vision insurance
401(k)
Reasonable accommodations for candidates with disabilities
Up to three applications within a 60-day period
Ability to apply for other roles after applying to a different role