Healthcare Credit Manager

Primis

. Provide comprehensive and objective analysis of the financial condition and creditworthiness of prospective healthcare borrowers, primarily medical, dental and veterinary practices .

Posted 9/18/2026full-timeRemote • United StatesSeniorLead💰 $141,300 - $194,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis and risk management within the healthcare lending sector, with a strong focus on compliance and regulatory adherence. Proven ability to lead teams, assess creditworthiness, and develop strategic credit policies.

Highest-signal resume keywords

Credit AnalysisRisk ManagementHealthcare LendingRegulatory ComplianceTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit StructuringFinancial Statement AnalysisCash Flow AnalysisDue DiligenceCredit PresentationCovenant CompliancePortfolio MonitoringCredit Approval ProcessesBusiness ValuationsFeasibility Studies

Soft Skills

Organizational SkillsCommunication SkillsInterpersonal SkillsPlanning Skills

Tools & Technologies

HubSpotSageworksMicrosoft WordMicrosoft ExcelMicrosoft OutlookPrimis SystemsUnderwriting Platforms

Industry Keywords

Commercial LendingPractice FinanceHealthcare PortfolioCredit Risk ActivitiesFederal Regulations

About the role

Key responsibilities & impact

Provide comprehensive and objective analysis of the financial condition and creditworthiness of prospective healthcare borrowers, primarily medical, dental and veterinary practices
Perform ongoing due diligence on prevailing industry and market conditions
Ensure quality compliance and credit monitoring of the healthcare portfolio
Support new business development while adhering to the company’s risk appetite
Research potential customers with Practice Solution Consultants and assess alignment with products, loan structures, credit needs and risk appetite
Prepare preliminary spreads, cash flow analyses and comprehensive credit approval memos
Provide rationale for credit declines and deliver credit packages to the Executive Credit Officer
Supervise Credit Analysts and oversee BRR input, covenant setting, RAC peer review, term-sheet review and analyst analysis
Ensure staff operate within regulatory and compliance guidelines and complete required training
Assess incoming credit applications for completeness and quality of risk assessment, credit structure analysis, due diligence and credit presentation
Balance customer risk with interest-rate pricing
Approve new credits up to $500M and recommend approvals for larger exposures
Monitor and control the portfolio within approved guidelines and operating policies
Interpret and apply credit and operational risk-management strategy, including tracking approval and decline rates
Recommend changes to credit policies, underwriting templates, peer-review RAC and operating systems
Monitor past-due and overdraft reports, covenant compliance, monthly monitoring and annual reviews
Assist with default strategy in consultation with the Executive Credit Officer
Lead Credit Analysts in monitoring covenants, delinquencies, annual reviews and renewals as the team grows
Maintain compliance with state and federal regulations and bank policies
Perform other assigned duties

Requirements

What you’ll need

Bachelor’s in Accounting, Finance, Business or related
Minimum of 7 years of experience participating in commercial lending or credit risk activities, with a specific focus on Practice Finance or healthcare lending
Ability to thoroughly identify and mitigate risk
Highly advanced credit analysis skills, including assessing personal and company financial statements, third-party business valuations, feasibility studies, CRE appraisals, industry and competitive analysis, business plans and start-up projections
Solid understanding of value-add credit structuring in a fast-paced banking environment
Strong planning and organizational skills
Ability to use personal computers and software applications including HubSpot, Sageworks, Microsoft Word, Excel, Outlook, Primis systems and underwriting platforms
Understanding of federal regulations regarding loan applications from submission through record retention
Well-developed written, oral communication and interpersonal skills
Ability to meet physical demands including continuous stationary computer work, repetitive hand/arm use, and verbal and written communication
Regular, reliable, and predictable attendance

Benefits

Comp & perks

Remote work arrangement
Reasonable accommodations for individuals with disabilities
Equal opportunity employment
Protected veteran and disability protections