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Compliance & Product Specialist
Protective Life. Support general insurance and product compliance and legal/regulatory functions performed by the Obsidian Legal team .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Property and Casualty compliance, including the ability to draft coverage forms and endorsements while ensuring adherence to state and federal regulations. Strong analytical and communication skills are essential for managing compliance audits and collaborating with internal and external stakeholders.
Highest-signal resume keywords
Property And Casualty Program Business ExperienceDrafting Coverage Forms And EndorsementsCompliance Audits And ReportingEffective Written And Verbal CommunicationJuris Doctorate And Legal License
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Compliance OversightRegulatory InterpretationContract ReviewUnderwriting Guidelines AnalysisDue Diligence ReviewsData Gathering For Regulatory ReportsProgram MonitoringAnalytical AbilityProject ManagementAttention To Detail
Soft Skills
Effective CommunicationOrganizational SkillsTime ManagementPresentation SkillsTeam Collaboration
Certifications & Qualifications
Juris DoctorateLicense To Practice Law
Industry Keywords
Insurance ComplianceRegulatory FunctionsProperty And Casualty LinesState And Federal LawsAdmitted And Non-Admitted Regulatory EnvironmentsGeneral AgentsThird-Party Vendor ManagementAudit ReportsCoverage IntentSurplus Lines Compliance
About the role
Key responsibilities & impact- Support general insurance and product compliance and legal/regulatory functions performed by the Obsidian Legal team
- Assist in developing and ongoing review of program business and compliance with state and federal laws, regulations, and company policies
- Review coverage forms and endorsements across Property and Casualty lines of business for underwriting intent and state compliance
- Review and interpret new or revised laws, regulations, bulletins, and regulatory publications
- Manage and monitor assigned programs through meetings and email communication with general agents
- Conduct initial due diligence reviews of new program business and maintain ongoing compliance oversight
- Work with Underwriting on compliance findings, coverage intent, policy language, underwriting guidelines, launches, and program monitoring
- Work with Actuarial on rating and associated rules for coverage forms and endorsements
- Work with Actuarial and Accounting to gather data for state data calls and regulatory reports
- Manage third-party vendors’ filing work, including preparation, final package approval, state objections, and filing approvals
- Perform due diligence and compliance audits, produce audit reports, and communicate findings to Legal, Underwriting, Actuarial, and external general agents
- Perform ad hoc compliance-related research and projects
Requirements
What you’ll need- Bachelor’s degree
- Prior Property and Casualty Program business experience, including admitted and non-admitted regulatory environments
- Experience drafting coverage forms and endorsements
- 7+ years related experience
- Ability to identify applicable admitted and surplus lines compliance requirements for property and casualty lines of business and articulate those requirements to internal business departments and external business partners
- Effective written and verbal communication
- Ability to summarize information clearly and concisely
- Ability to organize, prioritize, and meet deadlines for multiple simultaneous projects
- Strong analytical ability to review contracts, underwriting guidelines and policy wording
- Strong presentation skills
- Ability to work independently and within a team
- Good time management and high attention to detail
- Juris Doctorate from an accredited law school and current license to practice law in at least one U.S. jurisdiction is desired
Benefits
Comp & perks- Comprehensive health, dental and vision insurance
- Mental health benefits
- Employee assistance program
- Paid time off
- Paid parental leave
- Short-term disability
- Cultural observance day
- Contributions to healthcare accounts
- Pension plan
- 401(k) plan with Company matching
- ProHealth Rewards wellbeing platform with cash rewards
- Additional incentive opportunities through an annual incentive based on individual and Company performance