Risk Portfolio Manager – LatAm

R2 Companies

. Monitor the credit portfolio, including vintages, losses, originations, NPL by cohort, and profitability .

Posted 10/8/2026full-timeRemoteSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit portfolio management, including underwriting high-ticket merchant credit facilities and applying statistical reasoning to data analysis. Proficient in SQL and data analysis, with a strong ability to translate findings into actionable business decisions.

Highest-signal resume keywords

Credit Portfolio ManagementHigh-Ticket Merchant UnderwritingSQL Data AnalysisStatistical ReasoningBusiness Metrics Tracking

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AnalysisData AnalysisUnderwritingPortfolio ConstructionStatistical LiteracyModel InterpretationKPI AutomationBusiness AnalyticsSQLPython

Soft Skills

Client InteractionCollaborationAdaptability

Tools & Technologies

AI Tools

Industry Keywords

FintechPayment ProcessorPOS ProviderLending InstitutionCorporate Cards Underwriting

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Monitor the credit portfolio, including vintages, losses, originations, NPL by cohort, and profitability
Evaluate and underwrite high-ticket merchant credit facilities of USD 100K–200K and above at scale
Define and track business metrics covering loss, yield/profitability, portfolio construction, and portfolio health
Extract, structure, and analyze portfolio data independently using SQL
Apply statistical reasoning to portfolio questions
Partner closely with the business team and handle client interaction
Generate findings and transform them into presentations for a larger audience
Automate monitoring KPIs for the portfolio
Own the credit portfolio and turn portfolio analysis into business decisions

Requirements

What you’ll need

7 years of experience in credit, lending, credit risk, business analytics, or a lending institution
Background in a fintech, payment processor, POS provider, or bank with real lending/credit exposure
Hands-on underwriting experience, ideally with large/high-ticket merchant credit
Ability to work at scale through mass evaluation, not manual case-by-case work
Strong data analysis skills in SQL and/or Python
Statistical and data literacy, including fundamentals of statistics, data analysis, and model interpretation
Comfort using AI tools is a plus
Ability to thrive in a dynamic, startup-style environment
Corporate/B2B cards underwriting experience with high limits is relevant
Credit/lending experience and cultural fit for candidates from traditional or corporate backgrounds

Benefits

Comp & perks

Eligible team members have the opportunity to participate in R2’s Phantom Share Program, a performance-based incentive
Ownership and impact in a fast-paced, growth-oriented startup
Cross-functional collaboration with exceptional teams
Exposure to complex regulatory challenges and innovation in embedded finance