Associate Director, Wholesale Banking Credit Analyst

Rabobank

. Prepare clear, concise and high-quality credit submissions in line with Rabobank’s credit risk policies, underwriting standards and risk appetite .

Posted 11/12/2026full-timeSydney • AustraliaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial assessment, and risk management within a wholesale banking context, while effectively collaborating with stakeholders to support complex lending transactions.

Highest-signal resume keywords

Credit AnalysisFinancial AnalysisRisk AssessmentPortfolio ManagementRelationship Building

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk PoliciesFinancial ForecastingSensitivity AnalysisCovenant ComplianceCredit Risk ParametersCommercial JudgementDetailed Financial AnalysisCredit SubmissionsPortfolio MonitoringSector Dynamics

Soft Skills

Written CommunicationVerbal CommunicationTeam-Oriented MindsetDetail-OrientedProblem-Solving

Certifications & Qualifications

Postgraduate Qualification

Industry Keywords

Wholesale BankingInstitutional BankingCredit ApprovalClient Credit ReviewsEmerging Risks

About the role

Key responsibilities & impact

Prepare clear, concise and high-quality credit submissions in line with Rabobank’s credit risk policies, underwriting standards and risk appetite
Analyse business, non-financial and sustainability risks, including sector dynamics
Undertake detailed financial analysis, including historical performance, forecasts and sensitivities
Assess group structures, legal entities and counterparty risk
Determine and support key credit risk parameters such as PD and LGD
Complete annual client credit reviews and ongoing portfolio monitoring, including covenant compliance and special conditions
Proactively identify and respond to emerging client or portfolio risks
Contribute to portfolio insights, reviews and continuous improvement initiatives
Partner with Relationship Managers, Product Specialists and Risk to support origination, structuring and ongoing management of complex lending transactions

Requirements

What you’ll need

Degree in Finance, Accounting or a related discipline
Postgraduate qualification desirable
Strong experience in a wholesale or institutional banking environment, within credit analysis, credit approval or portfolio management
Strong credit and risk assessment capability with sound commercial judgement
High-quality financial analysis and structured problem-solving skills
Confident written and verbal communicator, comfortable engaging with senior stakeholders
Strong relationship-building skills and a collaborative, team-oriented mindset
Proactive, detail-oriented and able to manage priorities in a deadline-driven environment
Must hold valid work rights to be considered for this role

Benefits

Comp & perks

Wellbeing leave: 2 extra leave days
Education Assistance Program for professional development
Parental Leave, including up to 14 weeks paid leave for the primary carer
Eligible employees may receive 1 extra week of annual leave
Option to purchase another 2 weeks of annual leave
Employer-funded Death, TPD and Income Protection Insurance for eligible permanent employees
Rabo Workplace Giving program matching employee donations to selected Social Partners
Inclusive workplace and accommodations to improve accessibility