Compliance Specialist – AML

Raenest

. Review and resolve complex transaction monitoring alerts across accounts, transfers, cards, FX, stablecoins and investment activities .

Posted 11/10/2026full-timeRemote • NigeriaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in transaction monitoring and financial crime investigations, with a strong focus on AML/CFT compliance and the ability to analyze complex financial activities. Proficient in drafting suspicious activity reports and utilizing transaction monitoring platforms to enhance detection and reporting processes.

Highest-signal resume keywords

Transaction MonitoringFinancial Crime InvestigationsAML/CFT ComplianceSuspicious Activity Reports (SARs)SQL Querying

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringFinancial Crime InvestigationsSuspicious Activity ReportsSQLBlockchain AnalyticsCross-Border TypologiesCase Management PlatformsRegulatory ComplianceData AnalysisQuality Assurance

Soft Skills

Clear WritingSound JudgementCoachingDecision-MakingTime Management

Tools & Technologies

Unit21ComplyAdvantageHummingbirdSardineFlagrightChainalysis

Certifications & Qualifications

ACAMS (CAMS)ICA DiplomaCFE Certification

Industry Keywords

AMLCFTFinancial Intelligence UnitsPayment TypologiesMule NetworksAPP FraudCard FraudRegulatory ExaminationsPartner Bank AuditsStablecoins

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Review and resolve complex transaction monitoring alerts across accounts, transfers, cards, FX, stablecoins and investment activities
Manage alert queues, prioritise investigations and ensure regulatory and operational turnaround times are met
Execute real-time payment holds, interdictions and releases where financial crime risks are identified
Investigate money laundering, money mule networks, APP fraud, account takeover, suspicious business activities and cryptocurrency-related risks
Prepare and recommend suspicious activity reports (SARs/STRs) for submission to relevant financial intelligence units and partner banks
Respond to law enforcement requests, regulatory enquiries and partner bank requests for information (RFIs)
Recommend customer restrictions, account exits and enhanced due diligence (EDD) based on investigation findings
Analyse transaction monitoring performance, identify false-positive trends and recommend improvements to detection rules and thresholds
Identify emerging financial crime typologies and translate investigation findings into effective monitoring scenarios
Support transaction monitoring rule validation, testing and periodic scenario reviews
Conduct quality assurance on investigations and provide coaching to analysts to improve decision-making and case documentation
Maintain financial crime procedures, investigation playbooks and typology libraries
Prepare management information (MI) and support compliance committee reporting, audits, regulatory examinations and partner bank reviews
Mentor junior analysts and feed investigation findings back into scenario tuning

Requirements

What you’ll need

5+ years of professional work experience in transaction monitoring or financial crime investigations, with at least 3 years at a fintech, banking, electronic money institution, money services business, IMTO or payments firm
Track record of drafting suspicious activity reports or suspicious transaction reports that were filed with an FIU or partner bank
Working knowledge of AML/CFT rules in at least two of: Nigeria (CBN, NFIU), Canada (FINTRAC), US (BSA, OFAC) or UK (MLR 2017)
Experience with cross-border typologies: mule networks, APP fraud proceeds, trade-based laundering and card fraud
Hands-on use of a transaction monitoring or case management platform (for example Unit21, ComplyAdvantage, Hummingbird, Sardine or Flagright)
SQL or similar skills to query transaction data independently
Clear writing and sound judgement under time pressure
ACAMS (CAMS), ICA Diploma or CFE certification
Experience with blockchain analytics tools (Chainalysis) and stablecoin flows
Exposure to card scheme rules, chargebacks and Mastercard fraud monitoring programmes
Experience supporting regulator examinations or partner bank audits
Familiarity with Indian or Philippine payment typologies

Benefits

Comp & perks

Remote-friendly
Health Insurance
Training Budget
Team building events
Growth Opportunities
Paid Time Off