Finance Manager

Rakuten Viber

. Serve as the designated finance function holder for Rakuten Viber’s regulated payment services business in Malta .

Posted 11/2/2026full-timeRemote • MaltaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial management within regulated payment services, including statutory and regulatory financial reporting, safeguarding, reconciliation, and compliance with Maltese legislation. Proficient in managing liquidity, capital adequacy, and collaborating with cross-functional teams to ensure operational resilience and effective financial processes.

Highest-signal resume keywords

Regulatory ReportingIFRS KnowledgeFinancial ManagementProfessional Accountancy QualificationPayments Industry Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ReportingReconciliationTreasury ManagementBudgetingCash-Flow ProjectionsRegulatory ComplianceStatutory Financial StatementsAudit ManagementCapital ManagementSafeguarding Controls

Soft Skills

Strong Communication SkillsHigh Level of IntegritySound Judgement

Certifications & Qualifications

ACCAICAEWCPA Malta

Industry Keywords

PaymentsFintechE-MoneyBankingMFSAPSD2VATCorporate TaxWithholding TaxOperational Resilience

About the role

Key responsibilities & impact

Serve as the designated finance function holder for Rakuten Viber’s regulated payment services business in Malta
Own the finance function of the licensed entity, including statutory and regulatory financial reporting, safeguarding and reconciliation controls, regulatory capital and liquidity, and tax
Maintain finance-related policies and procedures covering safeguarding, reconciliation, treasury and capital management
Oversee daily reconciliations, review and sign off exceptions, and escalate breaches to the Board and MFSA where required
Ensure customer funds are safeguarded and segregated from company funds in line with applicable Maltese legislation, MFSA rules and PSD2 requirements
Monitor own funds, minimum regulatory capital and capital adequacy, and report to the Board
Develop reconciliation manuals and collaborate with Engineering on automated processes
Work with Compliance, Risk, MLRO, Fraud and Transaction Monitoring teams on payment risks and payment patterns
Follow up on internal and external audit recommendations and track them to closure
Contribute to operational resilience and ICT/outsourcing oversight from a finance perspective
Oversee settlement and reconciliation processes across payment types and review exception reports and dashboards
Review escalated disrupted payments, partner refunds and chargebacks, and approve resolutions
Manage liquidity, pre-funding and treasury requirements with payment partners
Serve as an early contact for banks, acquirers and PSPs on financial and regulatory matters
Support onboarding of new payment partners
Work with Product and Engineering to build compliance into new payment products and flows
Prepare monthly management accounts and IFRS statutory financial statements
Manage the annual audit and external auditor relationships, including safeguarding and regulatory audits
Prepare and submit regulatory returns to the MFSA and other authorities
Prepare budgets, forecasts and cash-flow projections
Prepare regular financial reports for senior management and the Board of Directors
Ensure timely filings with the Malta Business Registry
Ensure compliance with Maltese and international tax obligations, including VAT, corporate tax and withholding tax
Liaise with the Commissioner for Revenue and external tax advisers
Oversee outsourced services such as payroll, legal advisers and other service providers, and approve related payments
Work with departments and the Group to streamline financial processes and support Group reporting
Undertake other duties reasonably required by the Company

Requirements

What you’ll need

Bachelor's degree in Finance, Accountancy, Business or a related field
A recognised professional accountancy qualification (ACCA, ICAEW, CPA Malta or equivalent)
At least 5 years of experience in finance within payments, fintech, e-money or banking, including regulatory reporting
Working knowledge of IFRS, safeguarding and reconciliation requirements, and regulatory capital for payment or e-money institutions
Able to meet the MFSA's fit and proper requirements and to be approved for this function
Satisfactory references and background checks
Strong communication skills, with experience dealing with regulators, auditors, Board members and partners
High level of integrity and sound judgement
Right to work in Malta and based in Malta
Fluent written and spoken English