Engineering Manager, Card Solutions – Global Expansion

Reap

. Lead engineering efforts to launch and sustain Reap’s card programs across new markets .

Posted 9/30/2026full-timeRemote • United Kingdom, Ireland, Romania, Bulgaria, Poland, SpainSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in leading engineering efforts for card programs, with a strong focus on regulatory integration, cross-functional collaboration, and high-availability financial systems. Proven ability to drive architectural decisions and deliver scalable, fault-tolerant services while maintaining high standards for code quality and reliability.

Highest-signal resume keywords

8+ Years Software Engineering Experience2+ Years Technical LeadershipExperience with TypeScript, Node.js, NestJS, and AWSExperience with Visa and Mastercard Card NetworksFamiliarity with Financial Regulations Across Multiple Jurisdictions

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Software EngineeringSystems DesignFault-Tolerant ServicesReal-Time Transaction ProcessingAPI DevelopmentFinancial ReconciliationCard InfrastructureRisk/Fraud SystemsHigh-Availability SystemsContinuous Improvement

Soft Skills

Clear CommunicationCross-Functional LeadershipRespectful Challenge of IdeasProblem-SolvingTeam Collaboration

Tools & Technologies

TypeScriptNode.jsNestJSAWSNewRelicDatadogOpenTelemetryCI/CD Automation3DSTokenization

Certifications & Qualifications

PCI Compliance

Industry Keywords

Card ProgramsRegulatory IntegrationBIN Sponsor ObligationsOpen Banking RequirementsCard Lifecycle ManagementDigital WalletsIncident ManagementSLA ManagementMarket EntryCross-Team Engineering Plans

Tech Stack

Tools & technologies

AWSJavaScriptNode.jsTypeScript

About the role

Key responsibilities & impact

Lead engineering efforts to launch and sustain Reap’s card programs across new markets
Own end-to-end engineering delivery for market entry, including regulatory integration and processor configuration
Coordinate dependencies across Treasury, Onboarding, Compliance, Infrastructure, Data Warehouse, and other teams
Guide engineering strategy and participate in technical design
Own engineering workstreams for local Visa/Mastercard rules, BIN sponsor obligations, open banking requirements, and regional regulatory frameworks
Integrate local vendors, issuer processors, and BIN sponsor systems
Translate regulatory requirements into scoped engineering deliverables with Product, Compliance, and Legal
Drive sequenced delivery across Card Platform, Treasury/Ledger, Onboarding/KYC-KYB, Regulatory Reporting, Chargeback/Disputes, Infrastructure, Data Warehouse, and Security Governance
Own cross-team engineering plans, surface blockers, manage timelines, and align stakeholders
Establish on-call runbooks, incident response playbooks, and SLAs for live markets
Own post-launch monitoring, alerting, incident management, and engineering stability
Drive continuous improvement based on authorization failures, chargebacks, reconciliation issues, and SLA breaches
Contribute to core card platform development and identify infrastructure improvements
Implement extensible, reusable market-specific solutions while balancing delivery velocity and long-term platform health

Requirements

What you’ll need

8+ years of software engineering experience
2+ years in a technical leadership or management role
Proven experience building and operating systems in payments, risk/fraud systems, card infrastructure, financial reconciliation, or API platforms
Ability to lead cross-functional engineering initiatives and drive architectural decisions
Strong systems thinking and ability to design fault-tolerant, observable, and scalable services
High standards for code quality, reliability, and peer review
Clear communication and respectful challenge of ideas
Experience with TypeScript, Node.js, NestJS, and AWS valued; strong engineering fundamentals preferred over a specific toolset
Experience with high-availability financial systems with real-time transaction processing preferred
Experience with Visa and Mastercard card networks and card lifecycle management preferred
Exposure to 3DS, tokenization, digital wallets, and PCI compliance preferred
Experience leading teams in high-growth, fast-paced environments preferred
Familiarity with NewRelic, Datadog, OpenTelemetry, and CI/CD automation preferred
Experience launching card programs in new geographies preferred
Familiarity with financial regulations across multiple jurisdictions preferred
Track record of cross-functional delivery across teams with shared dependencies preferred
AI/LLM-assisted development familiarity preferred

Benefits

Comp & perks

Insurance coverage after probation
Reap Card stipend
Flexible remote work environment
Use of AI tools at work
Space to learn, experiment, and grow with AI tools
Culture of innovation, inclusion, and continuous learning