Transaction Monitoring Lead – Card & Crypto Payments

Reap

. Lead investigations into high-risk and complex alerts spanning AML, fraud, and crypto-specific typologies .

Posted 10/27/2026full-timeRemote • Malaysia, Taiwan, PhilippinesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in Transaction Monitoring, AML, and fraud detection, with a strong focus on both fiat and blockchain transaction analysis. Proficient in utilizing advanced analytics tools and developing tailored detection scenarios to mitigate risks in the fintech and crypto sectors.

Highest-signal resume keywords

Transaction MonitoringBlockchain AnalyticsAML ComplianceSQL ProficiencyFraud Detection

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringBlockchain AnalyticsSQLData VisualizationRule Logic ArticulationForensic AnalysisAlert Performance AnalysisSOP DevelopmentRisk AssessmentRule-Tuning

Soft Skills

MentoringCoachingKnowledge SharingQuality ControlAdaptability

Tools & Technologies

Unit21FlagrightChainalysisEllipticAutomated Monitoring Systems

Certifications & Qualifications

CAMSCFEICA International Diploma in AML

Industry Keywords

FintechPaymentsWeb3CryptoVisaMastercardFraud TypologiesHigh-Risk AlertsDigital AssetsRegulatory Compliance

Tech Stack

Tools & technologies

Ruby on RailsSQLWeb3

About the role

Key responsibilities & impact

Lead investigations into high-risk and complex alerts spanning AML, fraud, and crypto-specific typologies
Triage and clear existing Visa card-scheme and digital-asset alert backlogs within SLAs, documenting rationale and outcomes
Prepare and file SARs/STRs with the JFIU and other authorities where required, maintaining robust audit trails
Perform forensic analysis across fiat and blockchain transaction webs using blockchain analytics where appropriate
Act as primary operational stakeholder for the transaction monitoring vendor during migration to automated systems
Analyze alert performance, reduce false positives, and propose rule-tuning changes with Product and Engineering
Design, test, and promote detection scenarios and typologies tailored to PSP and crypto-asset risks
Draft, maintain, and own transaction monitoring SOPs aligned with FCC policies
Translate regulatory and scheme requirements into actionable process steps and control points
Define L1/L2 escalation matrices, investigation standards, and QC checkpoints
Mentor peers, set investigation quality standards, provide on-call guidance, perform spot checks and QC reviews
Lead knowledge-sharing sessions, write playbooks, and improve team capability through coaching

Requirements

What you’ll need

8-12+ years focused on Transaction Monitoring
Background in Fintech, Payments (card issuing and/or acquiring), or Web3/Crypto
Clear grasp of differences between fiat rails and blockchain flows
Deep knowledge of Visa/Mastercard scheme monitoring obligations and relevant AML and fraud typologies
Hands-on experience with modern transaction monitoring and blockchain analytics tools, such as Unit21, Flagright, Chainalysis, and Elliptic
Ability to articulate transaction monitoring rule logic
Start-up mindset; willing to clear alerts while building strategy and comfortable operating in evolving environments
CAMS, CFE, or ICA International Diploma in AML are nice-to-haves
Prior experience standing up a transaction monitoring function or migrating from manual to automated monitoring is a nice-to-have
Working proficiency in SQL and/or data visualization for rule performance analysis and experiment design is a nice-to-have

Benefits

Comp & perks

Flexible hybrid/remote work environment with a global, collaborative team
Use of AI tools at work, with space to learn, experiment, and grow with them
A culture of innovation, inclusion, and continuous learning