Credit Analyst

SanMar

. Review credit applications, pull credit reports, request trade references, financial statements, and other information to make credit decisions within assigned guidelines .

Posted 9/15/2026full-timeRemote • Arizona • United StatesMid-LevelSenior💰 $22 - $35 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, risk management, and decision-making, with strong communication and negotiation skills to effectively engage with customers and internal teams. Proficient in maintaining accurate customer account information and managing custom orders while adhering to company policies.

Highest-signal resume keywords

Credit AnalysisRisk ManagementNegotiation SkillsFinancial Statement EvaluationCustomer Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Application ReviewFinancial Statement AnalysisRisk AssessmentData ManagementCredit Report Analysis

Soft Skills

Excellent CommunicationTime ManagementOrganizational SkillsAnalytical Problem-SolvingTeam Collaboration

Tools & Technologies

SanMar DatabasesCredit Management Software

Industry Keywords

Accounts ReceivableCredit DecisionsCustomer SegmentationTrade ReferencesPersonal Guaranties

About the role

Key responsibilities & impact

Review credit applications, pull credit reports, request trade references, financial statements, and other information to make credit decisions within assigned guidelines
Review existing customer credit files, evaluate financial statements, account history, competitor analysis, personal guaranties, and letters of credit
Communicate with customers to learn about their business, request information, negotiate, and provide options
Communicate credit review results and guidance to internal teams
Review custom orders, determine deposits and terms, and maintain custom order records
Monitor and report on specific customers and customer segments
Maintain customer account information in SanMar databases
Perform other assigned duties
Comply with all policies and standards

Requirements

What you’ll need

4+ years of related credit or accounts receivable experience or equivalent education
Experience in risk management and decision making
High level of competency with computer and software applications
Excellent communication skills
Excellent time management and organization skills
Strong negotiating skills
Ability to communicate effectively with diplomacy and tact
Ability and willingness to learn
Strong analytical and problem-solving skills
Ability to work as part of a team and be self-directed with minimal supervision
Ability to be approachable and flexible, change directions quickly and positively, and recognize opportunities for mutually beneficial solutions
Ability to work standard hours of 8:00–5:00 PST

Benefits

Comp & perks

Annual discretionary bonus up to 5% of base salary
Paid time off accrued weekly, up to 112 hours per year to start
8 paid holidays
1 paid family day off
Comprehensive medical, dental, and vision benefits
401k plan with $1-for-$1 match up to 4% of earnings, matched and vested every pay cycle
Life insurance
Short-term and long-term disability coverage
Paid maternity/paternity leave
Pet insurance
Periodic travel may be required