Credit Analyst

Signal & Strand

. Manage credit and collection activities for a portfolio of business units .

Posted 10/4/2026full-timeTempe • Arizona • United StatesMid-LevelSenior💰 $75,000 - $85,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing credit and collection activities, ensuring compliance with payment terms, and effectively negotiating complex customer situations. Proficient in financial risk monitoring and implementing process improvements to enhance operational efficiency.

Highest-signal resume keywords

Credit And Collections ManagementFinancial Risk MonitoringMicrosoft Excel ProficiencyKPI AchievementCustomer Relationship Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Application ProcessingAccount ReconciliationPayment Terms ComplianceCredit Limit ApprovalDispute ResolutionFinancial ReportingCredit And Collection ToolsOperational Process ImprovementAging Report ReviewTemporary Payment Plan Management

Soft Skills

Attention To DetailEffective CommunicationMotivational SkillsMulti-TaskingTeam Collaboration

Certifications & Qualifications

Bachelor's Degree In Business Or Finance

Industry Keywords

Commercial CreditCollectionsCustomer Trade ReferencesDelinquent PaymentsSales Coordination

Tech Stack

Tools & technologies

ERP

About the role

Key responsibilities & impact

Manage credit and collection activities for a portfolio of business units
Process new credit applications and approve credit limits up to $500K
Ensure compliance with payment terms and resolve disputes
Perform account reconciliation by reviewing aging reports weekly
Coordinate with Sales and Operations on corrective action plans
Contact customers about delinquent payments and resolve issues with internal stakeholders
Monitor financial risk and report mitigation action plans
Prepare and manage temporary extended payment plans
Validate ERP order holds at order entry
Keep ongoing customer credit exposure within approved limits
Build relationships with internal and external customers
Assist with credit-related training sessions
Prepare monthly reports on past due accounts and other required reporting
Negotiate complex customer situations
Recommend and implement credit and operational process improvements, including technology adoption
Provide accurate customer trade references
Balance collections with customer relationships and sales growth
Meet or exceed KPI goals including DSO, percentage current, bad debt expense, and cash collections

Requirements

What you’ll need

Bachelor's degree in business or finance, or equivalent experience
5–7 years of commercial credit and collections experience
Basic accounting knowledge
Strong attention to detail, follow-up skills, and ability to multi-task with a high sense of urgency
Comfortable working independently and within a team, with minimal supervision
Proficient in Microsoft Excel
Strong business judgment and knowledge of credit and collection tools and techniques
Effective communicator across all audiences
Ability and desire to motivate others, whether direct reports or not
Limited travel required
Not eligible for immigration sponsorship

Benefits

Comp & perks

Bonus eligibility
Full benefits package
Profit sharing
401(k) match
Tuition reimbursement
Health club reimbursement
Hybrid work model: 2 days remote per week