Commercial Portfolio Manager II

Simmons Bank

. Prepare basic to moderately complex credit analyses on commercial loans for new, renewal, and extension loans .

Posted 10/8/2026full-timeRogers • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial statement interpretation, and compliance with lending policies and regulations. Proficient in cash flow modeling and portfolio monitoring to support effective decision-making in commercial lending.

Highest-signal resume keywords

Credit AnalysisFinancial Statement InterpretationCash Flow ModelingMicrosoft Excel ProficiencyCompliance Monitoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement SpreadingCash Flow ModelingUnderwritingCollateral AppraisalsRegulatory ComplianceLoan DocumentationPortfolio ManagementCredit Approval ProcessesFinancial Reporting

Soft Skills

Analytical SkillsOrganizational SkillsWritten CommunicationVerbal CommunicationProblem-Solving

Tools & Technologies

Microsoft ExcelLoan VantageSynapsisSynergyFinancial Spreading Software

Industry Keywords

Commercial LendingCredit PolicyLoan AgreementsAsset QualityCustomer Service Standards

About the role

Key responsibilities & impact

Prepare basic to moderately complex credit analyses on commercial loans for new, renewal, and extension loans
Perform initial screening and underwriting of new lending opportunities
Prepare memoranda and facilitate underwriting of new transactions and renewals
Prepare cash flow models for credit decisions
Analyze financial statements and related materials; summarize and present creditworthiness findings
Analyze income growth, margins, trends, management quality, market share, industry risk, and collateral appraisals
Support loan officers and managers through financial statement spreading and analysis
Submit credit approval documents and write-ups for decision-making
Monitor assigned portfolios for asset quality and customer service standards
Review past dues, exceptions, and maturing loan reports
Monitor compliance with loan agreements and covenants; spread required financial statements
Report past dues, collect payments and renewal materials with loan officers
Recommend actions for monitored accounts and report deteriorating credit situations
Participate in deal discussion meetings with lending personnel, market managers, and credit officers
Accompany lenders on customer and prospect calls when necessary
Work with appraisal services, loan administration, and third-party attorneys
Perform in-house collateral appraisals and inspections in some markets
Ensure construction loan disbursements comply with bank policy and maintain monitoring and records
Develop understanding of lending facilities, companies, and industries under supervision
Ensure adherence to credit policy, guidelines, regulatory requirements, and applicable laws
Complete required compliance training
Perform other assigned duties

Requirements

What you’ll need

BS/BA Degree in Business, Accounting, Finance, or a related field required
2–5 years prior applicable experience including credit analyst, commercial lender, or portfolio manager
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to read, analyze, and interpret financial reports and/or legal documents
Ability to write routine reports, business correspondence, and procedures manuals
Ability to respond in writing to customer complaints, regulatory agencies, or members of the business community
Ability to effectively present information in one-on-one and small-group situations
Ability to solve practical problems and deal with a variety of concrete variables
Ability to interpret written, oral, diagram, or schedule instructions
Intermediate to advanced proficiency in Microsoft Excel
Familiarity with financial spreading software
Familiarity with bank operating systems such as Loan Vantage, Synapsis, or Synergy, or equivalent
Self-starter; ability to work independently with appropriate supervision
Ability to manage multiple projects and prioritize effectively
Strong analytical and organizational skills
Excellent written and verbal communication skills
Ability to sit or stand for extended periods of time
Ability to concentrate for extended periods of time
Ability to operate a computer