Commercial Portfolio Manager III

Simmons Bank

. Prepare moderate to high-complexity credit analyses on commercial loans for credit approval .

Posted 9/29/2026full-timeSpringfield • Missouri • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial statement interpretation, and cash flow modeling to support lending decisions. Proficient in regulatory compliance and effective communication with stakeholders to ensure asset quality and customer service standards.

Highest-signal resume keywords

Credit AnalysisFinancial Statement InterpretationCash Flow ModelingRegulatory ComplianceMicrosoft Excel Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial SpreadingCash Flow ModelingCollateral AppraisalsLoan UnderwritingPortfolio ManagementFinancial Statement AnalysisCredit Approval DocumentationRisk AssessmentMarket Analysis

Soft Skills

Analytical SkillsOrganizational SkillsCommunication SkillsProblem-Solving SkillsTime Management

Tools & Technologies

Microsoft ExcelMS OfficeLoan VantageSynapsisSynergyFinancial Spreading Software

Industry Keywords

Commercial LoansCredit PolicyRegulatory RequirementsAsset QualityCustomer Service Standards

About the role

Key responsibilities & impact

Prepare moderate to high-complexity credit analyses on commercial loans for credit approval
Screen and underwrite new lending opportunities
Prepare memoranda and facilitate underwriting of new transactions and renewals
Prepare cash flow models for credit decisions
Analyze financial statements and related materials; prepare summaries and present creditworthiness findings
Analyze income growth, margins, trends, management quality, market share, industry risk, and collateral appraisals
Support loan officers and managers through financial statement spreading and analysis
Submit credit approval documents and write-ups for decision-making
Monitor assigned portfolios for asset quality and customer service standards
Review past dues, exceptions, maturing loans, loan agreements, and covenants
Spread required financial statements and report past dues or collect payments as needed
Recommend actions for monitored accounts and report deteriorating credit situations
Participate in deal discussion meetings with lending personnel, market managers, and credit officers
Accompany lenders on customer and prospect calls when necessary
Work with appraisal services, loan administration, and third-party attorneys
Perform in-house collateral appraisals and inspections in some markets
Coordinate construction loan disbursements and maintain monitoring and records
Ensure adherence to credit policy, guidelines, regulatory requirements, laws, and procedures
Perform other assigned duties and responsibilities

Requirements

What you’ll need

BS/BA Degree in Business, Accounting, Finance, or a related field required
5–10 years prior applicable experience including credit analyst, commercial lender, or portfolio manager
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to read, analyze, and interpret financial reports and/or legal documents
Ability to write routine reports, business correspondence, and procedures manuals
Ability to respond in writing to customer complaints, regulatory agencies, or members of the business community
Ability to effectively present information in one-on-one and small-group situations
Ability to solve practical problems and deal with a variety of concrete variables
Ability to interpret written, oral, diagram, or schedule instructions
Intermediate to advanced proficiency in Microsoft Excel and MS Office programs
Experience with financial spreading software
Familiarity with bank operating systems such as Loan Vantage, Synapsis, or Synergy, or equivalent
Self-starter; ability to work independently with appropriate supervision
Ability to manage multiple projects and prioritize effectively
Strong analytical and organizational skills
Excellent written and verbal communication skills
Ability to sit or stand for extended periods of time
Ability to concentrate for extended periods of time
Ability to operate a computer
Ability to communicate, think critically, solve problems, exercise judgment, make decisions, manage time, support sales, and present information

Benefits

Comp & perks

Full-time employment
Opportunity to develop a thorough understanding of various lending facilities and companies and industries
Required compliance training