Commercial Portfolio Manager – III

Simmons Bank

. Prepare moderate to high-complexity credit analyses on commercial loans for new, renewal, and extension loans .

Posted 9/29/2026full-timeLittle Rock • Missouri • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial modeling, and underwriting for commercial loans, ensuring compliance with regulatory requirements and maintaining asset quality. Proficient in financial statement analysis and effective communication with stakeholders.

Highest-signal resume keywords

Credit AnalysisFinancial ModelingUnderwritingRegulatory CompliancePortfolio Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial ModelingUnderwritingFinancial Statement AnalysisCash Flow ModelingCredit Approval DocumentationCollateral AppraisalsLoan Agreement ComplianceProblem SolvingData Interpretation

Soft Skills

Analytical SkillsOrganizational SkillsWritten CommunicationVerbal CommunicationCustomer Service

Tools & Technologies

MS OfficeMicrosoft ExcelFinancial Spreading SoftwareLoan VantageSynapsisSynergy

Industry Keywords

Commercial LoansCreditworthinessAsset QualityMarket ShareIndustry Risk

About the role

Key responsibilities & impact

Prepare moderate to high-complexity credit analyses on commercial loans for new, renewal, and extension loans
Perform initial screening and underwriting of new lending opportunities
Prepare memoranda and facilitate underwriting of new transactions and renewals
Prepare cash flow models for credit decisions
Analyze financial information, creditworthiness, income growth, margins, trends, management quality, market share, industry risk, and collateral appraisals
Support loan officers and managers through financial statement spreading and analysis
Submit credit approval documents and write-ups for decision-making
Monitor assigned portfolios to ensure asset quality and customer service standards
Review past dues, exceptions, and maturing loan reports
Monitor compliance with loan agreements and covenants and spread required financial statements
Report past dues, assist with payment collection, and gather renewal-processing items
Recommend actions for monitored accounts and report deteriorating credit situations
Participate in deal discussion meetings with lending personnel, market managers, and credit officers
Accompany lenders on customer and prospect calls when necessary
Collaborate with appraisal services, loan administration, third-party attorneys, borrowers, CCFG, title companies, and other parties
Perform in-house collateral appraisals and inspections in some markets
Ensure construction loan disbursements comply with bank policy and maintain monitoring and records
Ensure adherence to credit policies, guidelines, regulatory requirements, laws, and procedures
Perform other assigned duties and responsibilities

Requirements

What you’ll need

BS/BA Degree in Business, Accounting, Finance, or a related field required
5–10 years prior applicable experience including credit analyst, commercial lender, or portfolio manager
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to read, analyze, and interpret financial reports and/or legal documents
Ability to write routine reports, business correspondence, and procedures manuals
Ability to respond in writing to customer complaints, regulatory agencies, or members of the business community
Ability to effectively present information in one-on-one and small-group situations
Ability to solve practical problems and deal with a variety of concrete variables
Ability to interpret written, oral, diagram, or schedule instructions
MS Office programs, with intermediate to advanced proficiency in Microsoft Excel
Financial spreading software
Familiarity with bank operating systems such as Loan Vantage, Synapsis, or Synergy, or equivalent
Self-starter; ability to work independently with appropriate supervision
Ability to manage multiple projects and prioritize effectively
Strong analytical and organizational skills
Excellent written and verbal communication skills
Ability to sit or stand for extended periods of time
Ability to concentrate for extended periods of time
Ability to operate a computer

Benefits

Comp & perks

Full-time employment
Opportunity to develop a thorough understanding of various lending facilities and a variety of companies and industries
Required compliance training