Head of Risk, Compliance, Legal

Skip Loans

. Own and mature Skip’s regulatory compliance, enterprise and operational risk, privacy, Consumer Data Right obligations and second-line credit-process assurance .

Posted 9/21/2026full-timeSydney • AustraliaLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in regulatory compliance, risk management, and operational frameworks within the financial services sector, particularly in relation to Australian credit regulations. Proficient in translating compliance obligations into practical controls and managing risk registers, incidents, and remediation processes.

Highest-signal resume keywords

Regulatory Compliance ManagementRisk Framework OwnershipNCCP Act KnowledgeAML/CTF Act ExpertiseOperational Risk Assessment

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Register ManagementCompliance MonitoringIncident ManagementRoot-Cause AnalysisRegulatory ReportingContract ManagementPolicy DevelopmentConsumer Data Right ComplianceDispute Resolution ManagementOperational Risk Frameworks

Soft Skills

Collaborative Working StyleExcellent Written CommunicationCommercial Judgment

Certifications & Qualifications

Law Degree

Industry Keywords

Financial Services RegulationAustralian Credit LicenseeASIC Regulatory GuidesPrivacy ComplianceSecuritisationBroker Channel RiskThird-Party Distribution RiskBusiness Continuity PlanningDisaster Recovery FrameworksCompliance Training

About the role

Key responsibilities & impact

Own and mature Skip’s regulatory compliance, enterprise and operational risk, privacy, Consumer Data Right obligations and second-line credit-process assurance
Own the compliance obligations register, enterprise risk register, risk appetite statement, compliance monitoring plan, compliance calendar and policy suite
Own TMD and DDO review processes and reasonable-steps obligations across broker, aggregator, white-label and direct channels
Embed risk and compliance input into product development
Own internal dispute resolution under RG 271, AFCA obligations, hardship obligations and related reporting
Manage incident and breach registers, root-cause analysis, remediation and reportable-situations assessment under RG 78
Mature operational risk, outsourcing, third-party, business continuity and disaster recovery frameworks
Own AML/CTF, AUSTRAC reporting, Consumer Data Right, privacy compliance and eligible data-breach assessment
Own commercial contracts, contract register, template agreements and contracting playbook
Select and manage external counsel and legal budget
Track obligations under funding and partnership agreements
Own Risk Committee packs and risk sections of Board reporting
Support Risk Committee operations and track actions to completion
Act as point of contact for funder, rating agency and auditor due diligence
Design and deliver role-based compliance training
Automate policy checks, exception detection and breach detection with product and engineering teams
Report to the COO with a direct escalation line to the Board Risk Committee

Requirements

What you’ll need

8+ years across risk, compliance or financial services regulation
Experience inside an Australian credit licensee
Personally owned a compliance and risk framework
Working knowledge of the NCCP Act and National Credit Code
Working knowledge of relevant ASIC regulatory guides
Working knowledge of the AML/CTF Act and Privacy Act as they apply to a credit provider
Experience working in a business under about 150 people
Experience identifying, assessing and monitoring operational risks and controls
Experience with risk registers, incidents, remediation and emerging risk
Ability to translate obligations into practical controls
Commercial judgment regarding material versus non-material risks
Collaborative, pragmatic working style
Excellent written communication and ability to write clear board papers
Australian working rights
A law degree and post-qualification experience in financial services, credit or securitisation is helpful, not required
Experience with warehouse facilities, servicing agreements or securitisation is helpful
Consumer Data Right or open banking experience is helpful
Broker channel or third-party distribution conduct risk experience is helpful
AML/CTF depth under the reformed obligations is helpful
Experience specifying software or working closely with engineers is helpful

Benefits

Comp & perks

Real ownership from day one
Genuine second-line independence with a hard line to the Risk Committee and documented Board escalation rights
Clear progression path to Chief Risk Officer
Full support from internal product and engineering teams
Opportunity to work with leading US venture funds, global credit partners and prominent Australian investors
Positive social impact through helping Australians achieve homeownership sooner
Supportive, high-ownership team culture