Commercial Portfolio Manager – Team Lead

SouthState Bank

. Manage and lead a team of Commercial Portfolio Managers .

Posted 10/30/2026full-timeThe Woodlands • Texas • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in commercial banking and portfolio management, with a strong focus on credit analysis, regulatory compliance, and team leadership. Proficient in managing loan relationships and ensuring adherence to lending principles and policies.

Highest-signal resume keywords

Commercial Banking ExperiencePortfolio ManagementCredit AnalysisRegulatory ComplianceTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AssessmentLoan StructuringCredit Approval ProcessLending PrinciplesCovenant TestingCredit MemosRisk-GradingMicrosoft ExcelMicrosoft Word

Soft Skills

Excellent Communication SkillsInterpersonal SkillsStrong Organization SkillsAttention to DetailAbility to Multitask

Certifications & Qualifications

Four-Year Degree in Business AdministrationFinanceAccountingGraduation from a Recognized School of Banking

Industry Keywords

Commercial LoanBusiness BankingFederal Lending RegulationsState Lending RegulationsBSAAMLCIPOFACLoan Portfolio ManagementAnnual Servicing Reviews

About the role

Key responsibilities & impact

Manage and lead a team of Commercial Portfolio Managers
Train, coach, and develop teammates
Review and decide Annual Servicing Reviews and other requests within designated loan authority
Analyze financial information for new, renewed, and ongoing commercial loan requests and portfolio management activities
Conduct industry research supporting existing and new customers
Compile complete and accurate commercial loan packages, including credit memos, financial analyses, risk assessments, risk grades, and recommendations
Perform in-depth credit analysis using tools beyond traditional spreads and global cash flow when needed
Guide loan requests through the Credit Approval Process and ensure appropriate loan structure
Ensure commercial loan relationships comply with State and Federal regulations and Bank policies
Monitor and service commercial loan portfolios through covenant testing, annual servicing reviews, and exception clearing
Grade loan risk and recommend risk-grade adjustments as circumstances change
Assist Relationship Managers with credit presentations to Credit Administration and bank leaders or committees
Ensure required loan and treasury management documentation is on file and help clear deficiencies
Accompany Relationship Managers on customer and prospect calls as requested
Maintain relationships with internal business partners and external attorneys, appraisers, developers, and others
Undertake special projects determined by Credit Administration Leadership
Participate in professional training and cross-training
Work with Relationship Managers, Credit Administrators, and Loan Assistants to minimize past-due loans
Serve as a trusted advisor to clients and prospects within risk management
Ensure fair-lending, BSA, AML, CIP, OFAC, regulatory, and policy compliance
Stay current on bank products and services

Requirements

What you’ll need

Four-year degree in Business Administration, Finance, Accounting or related field; equivalent experience accepted
Graduation from a recognized school of banking is an asset
Minimum of 8 years of experience in commercial banking, business banking and/or portfolio management
At least 5 years of specific portfolio management and/or underwriting experience
Prior management experience is preferred
Knowledge of accounting and lending principles
Excellent oral and written communication skills
In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures
Excellent interpersonal skills
Proficiency in Microsoft Excel and Word
Strong organization skills and high attention to detail
Ability to multitask and function well under pressure
Ability to remain composed under pressure and respond to customer and coworker concerns
Required annual compliance training
New Employee Orientation
Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers
Ability to sit or stand at a desk, with bending and reaching as needed
Secure home office environment and reliable private internet connection required for telecommuting roles

Benefits

Comp & perks

Required annual compliance training
New Employee Orientation
Telecommuting may be available as hybrid or 100% full-time telecommuting
Secure home office environment for telecommuting roles
Reliable private internet connection; cable or fiber connections preferred
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions