Residential Construction Senior Specialist

SouthState Bank

. Perform comprehensive reviews of residential construction contracts for policy compliance .

Posted 9/18/2026full-timeRemote • Alabama • United StatesSenior💰 $76,260 - $121,819 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive knowledge of residential mortgage lending and construction, with the ability to review contracts for compliance, communicate effectively with stakeholders, and provide operational oversight throughout the construction loan lifecycle.

Highest-signal resume keywords

Residential Mortgage LendingResidential ConstructionState Builder LicenseContract Compliance ReviewVerbal Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Contract ReviewConstruction Budget ValidationRisk AssessmentLoan Application ProcessInspection Report Analysis

Soft Skills

Interpersonal SkillsCoaching and MentoringConflict Resolution

Certifications & Qualifications

General Contractor License

Industry Keywords

Construction Loan PortfolioBuilder DepositsDraw ProcessesLegal/Lien IssuesConsumer Loans

About the role

Key responsibilities & impact

Perform comprehensive reviews of residential construction contracts for policy compliance
Identify and resolve contract inconsistencies and communicate risk implications to borrowers and builders
Conduct cursory builder reviews
Discuss the construction process and disclosures with builders and borrowers at loan application
Validate and finalize construction budgets for inspection/draw processes
Determine builder deposits and recoupment methods
Send welcome letters to customers and builders
Provide onboarding guidance to MLOs and approved items to CLA funding specialists
Review third-party inspection reports and make decisions on draw-related issues
Monitor the active construction loan portfolio for progress, negative trends, and risks
Ensure communication among all parties
Provide direction on disputed loans and lien/legal disputes, collaborating with Special Assets and Legal
Approve builders, contracts, final construction budgets, deposit advances and recoupment methods, and minor procedural exceptions
Assist with consumer loans involving legal/lien issues and provide guidance on insurance loss claims
Coach and mentor junior specialists, funding specialists, and mortgage personnel
Resolve complex situations and provide operational oversight throughout the construction loan lifecycle

Requirements

What you’ll need

Bachelor’s degree
10 years’ experience in residential mortgage lending, residential construction, or both
State Builder or General Contractor License
Extensive knowledge of residential mortgage lending and residential construction
Verbal communication and interpersonal skills
Ability to communicate in person, on the phone, and through electronic channels
Ability to use a computer frequently, including typing and sustained attention to a monitor
Ability to sit, walk, and/or stand for extended periods of time
Ability to bend and reach
For remote positions, a secure and distraction-free setting with reliable internet connection; mobile hotspots are not acceptable