Residential Construction Senior Specialist

SouthState Bank

. Administer, review, and oversee residential construction loans from pre-closing through project completion .

Posted 9/18/2026full-timeRemote • Alabama • United StatesSenior💰 $76,260 - $121,819 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive knowledge of residential mortgage lending and construction processes, with a strong ability to oversee loan administration and facilitate communication among stakeholders. Proven experience in mentoring and coaching junior staff while managing complex loan portfolios and resolving legal issues.

Highest-signal resume keywords

Residential Mortgage LendingResidential ConstructionState Builder LicenseVerbal Communication SkillsLoan Portfolio Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan AdministrationBudget ValidationContract ReviewRisk AssessmentInsurance Loss Claims

Soft Skills

Interpersonal SkillsCoachingMentoringCommunication

Certifications & Qualifications

General Contractor License

Industry Keywords

Construction LoansBorrower CommunicationThird-Party InspectionLegal IssuesDeposit Advances

About the role

Key responsibilities & impact

Administer, review, and oversee residential construction loans from pre-closing through project completion
Ensure alignment with SouthState Bank policies and facilitate communication among borrowers, builders, and internal teams
Approve builders, contracts, final construction budgets, deposit advances, and deposit recoupment methods
Make minor procedural exceptions when warranted
Assist with consumer loans involving legal/lien issues and provide guidance on insurance loss claims
Coach and mentor junior specialists, funding specialists, and mortgage personnel
Review construction contracts and resolve inconsistencies and risk implications
Review builders and discuss the construction process and disclosures with builders and borrowers
Validate and finalize budgets for inspection and draw processes
Send welcome letters to customers and builders
Provide onboarding guidance to MLOs and approved items to CLA funding specialists
Review third-party inspection reports and decide draw-related issues
Monitor the active construction loan portfolio for progress, negative trends, and risk
Coordinate communication among all parties
Direct loans involving disputes, lien filings, or legal issues in collaboration with Special Assets and Legal
Take ownership of assigned tasks and challenges

Requirements

What you’ll need

Bachelor’s degree
10 years’ experience in residential mortgage lending, residential construction, or both
State Builder or General Contractor License
Extensive knowledge of residential mortgage lending and residential construction
Verbal communication and interpersonal skills
Ability to communicate in person, on the phone, and through electronic channels
Ability to use a computer frequently, including typing and sustained attention to a monitor
Ability to sit, walk, and/or stand for extended periods of time
Ability to bend and reach
For remote positions, a secure and distraction-free setting with reliable internet connection is required; mobile hotspots are not acceptable