Sales Portfolio Specialist

SouthState Bank

. Manage a portfolio of commercial relationships and loans .

Posted 10/26/2026full-timeMoncks Corner • South Carolina • United StatesJuniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Commercial Credit Analysis and Loan Underwriting, with strong analytical skills to assess financial statements and creditworthiness. Proficient in managing commercial relationships and ensuring compliance with bank policies and regulatory guidelines.

Highest-signal resume keywords

Commercial Credit AnalysisLoan UnderwritingMicrosoft Office SuiteAnalytical SkillsAttention to Detail

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Commercial Loan ManagementFinancial Statement AnalysisCovenant TrackingCredit Memo PreparationLoan Renewal Processing

Soft Skills

Excellent Communication SkillsStrong Organization SkillsAbility to Work Under PressureMultitasking SkillsSelf-Starter

Tools & Technologies

Credit Origination SoftwareWindows Operating SystemMicrosoft WordMicrosoft ExcelMicrosoft Outlook

Certifications & Qualifications

Bachelor’s Degree in Business or FinanceAnnual Compliance Training

Industry Keywords

Commercial BankingLoan ServicingFinancial Condition MonitoringRegulatory ComplianceClient Relationship Management

About the role

Key responsibilities & impact

Manage a portfolio of commercial relationships and loans
Coordinate with Credit Administration to collect financial statements, tax returns, rent rolls, borrowing bases, and annual servicing information
Monitor the financial condition of assigned commercial loan portfolios
Service client banking needs, including loan renewals, line-of-credit draws, letter-of-credit renewals, and certain new loan requests
Monitor and manage past-due items, borrowing bases, covenant tracking, and maturity lists
Maintain up-to-date files with Lending Assistants and CLUs
Contact customers and designees to collect required information
Provide preliminary feedback on customer creditworthiness and loan renewal merits
Partner with Commercial Lenders and CLUs on commercial loan renewals, including monitoring maturity reports, collecting financial statements, completing credit memos, and driving approvals
Monitor collateral and financial exceptions and clear ticklers with Lending Assistants
Work with Credit Administration on annual reviews and renewal packages
Coordinate with Credit Administration and Loan Review on classified-loan monitoring and reporting
Assist Loan Review, the CTL or AE, and other employees as requested
Initiate workflows in credit origination software
Attend client calls and loan closings with Commercial Relationship Managers, CTLs, or AEs
Complete special projects, marketing efforts, and other assigned duties
Comply with bank policies, procedures, code of conduct, and regulatory guidelines
Continuously update skills through professional training and cross-training

Requirements

What you’ll need

Bachelor’s Degree in business or finance is recommended, or equivalent work experience in related field
1–3 years preferred experience in Commercial Credit Analysis, Commercial Loan Underwriting, or other appropriate bank experience
Knowledge of personal computers, Windows, and Microsoft software applications
Proficiency with Microsoft Office Word, Excel, Outlook, and other departmental software
Strong analytical skills and ability to assimilate complex data quickly
Excellent written and oral communication skills
Basic English language skills
Strong organization, accuracy, attention to detail, and multitasking skills
Ability to work under pressure, remain composed, follow instructions, and work cooperatively
Ability to learn new software programs
Self-starter requiring minimal supervision
Required annual compliance training and New Employee Orientation
Ability to effectively access and interpret computer screens, documents, reports, and cash denominations
Travel may be required to attend meetings
Telecommuting roles require a secure, distraction-free home office and reliable private internet connection not supplied by cellular data

Benefits

Comp & perks

Required annual compliance training
New Employee Orientation
Professional training and cross-training opportunities
Reasonable accommodations for individuals with disabilities
Secure home office requirements and reliable private internet connection for telecommuting roles