Senior Underwriting Specialist

Summit

. Leads the evaluation and underwriting of new and renewal business in alignment with Company underwriting guidelines and risk appetite .

Posted 10/16/2026full-timeRemote • United StatesSenior💰 $107,200 - $125,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Expertise in underwriting evaluation and risk assessment, with a strong focus on compliance with insurance regulations and strategic decision-making. Proven ability to foster partnerships and communicate effectively with stakeholders to enhance business relationships and drive profitability.

Highest-signal resume keywords

Underwriting EvaluationRisk Assessment ModelsInsurance Regulations ComplianceAnalytical SkillsNegotiation Ability

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk ManagementPolicy EvaluationData AnalysisDecision-MakingComplex Assignments Management

Soft Skills

Interpersonal SkillsCommunication SkillsProblem-Solving Skills

Tools & Technologies

Motor Vehicle ReportsLoss History ReportsExternal Inspections

Certifications & Qualifications

Associate in Underwriting (AU)Chartered Property Casualty Underwriter (CPCU)Certified Insurance Counselor (CIC)Program in General Insurance (INS)Associate of Risk Management (ARM)

Industry Keywords

Underwriting GuidelinesRisk AppetiteMarket ConditionsStrategic PartnershipsInsurance Industry Trends

About the role

Key responsibilities & impact

Leads the evaluation and underwriting of new and renewal business in alignment with Company underwriting guidelines and risk appetite
Develops and implements advanced risk assessment models for coverage, pricing, and terms decisions
Fosters strategic partnerships with actuaries, agents, brokers, and clients
Procures and analyzes motor vehicle reports, loss history reports, external inspections, and other supplementary screenings
Documents underwriting decisions and ensures compliance with state and federal insurance regulations
Evaluates complex policy renewals and modifications, identifying policy enhancement and risk mitigation opportunities
Communicates underwriting strategies and decisions to internal teams, agents, and brokers
Monitors and shares insights on industry trends, regulatory changes, and market conditions
Maintains business relationships with internal and external customers and coworkers to generate new business and retain profitable business
Monitors and evaluates underwriting practices and assists with strategic adjustments
May be responsible for performance and coaching of staff and participate in talent selection, development, and performance management decisions
Performs other duties as assigned

Requirements

What you’ll need

Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience
Generally, a minimum of 13 years of experience in Underwriting or a related field
Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM), or a marketing designation
Performs work under minimal supervision
Works at the highest authority limits on the most complex assignments
Maintains expert knowledge of company policies and industry laws and regulations
Demonstrates expert analytical, risk assessment, and problem-solving skills
Excellent interpersonal and communication skills
Advanced negotiation and decision-making ability
Familiarity with marketing strategies and tools is beneficial
Recognized as the company expert in the field
May serve as the highest point of escalation for decisions regarding risk and coverage
Position requires occasional travel

Benefits

Comp & perks

Medical coverage
Dental coverage
Vision coverage
Wellness plans
Parental leave
Adoption assistance
Tuition reimbursement
Paid Time Off
Paid holidays
401(k) plan with company match
Employee stock purchase plan
Commuter benefits