Senior Credit Risk Business Analyst

Swedbank Corporates & Institutions

. Analyze, document, and manage business requirements throughout the development lifecycle .

Posted 10/8/2026full-timeUmeå • SwedenSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in business analysis within the credit risk domain, including requirements elicitation, documentation, and stakeholder management. Proficient in SQL and SAS for data analysis, with a strong focus on quality assurance and continuous improvement in processes and systems.

Highest-signal resume keywords

Business AnalysisSQL ProficiencyCredit Risk KnowledgeSAS ExperienceStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisRequirements ElicitationDocumentationTesting ActivitiesData Quality Assurance

Soft Skills

Strong CommunicationTeam-Oriented MindsetAbility to Work Independently

Tools & Technologies

SAS® 9SAS® Viya

Industry Keywords

Basel FrameworkInternal Ratings-Based (IRB) ApproachCredit Risk ModelsUser Acceptance Testing (UAT)Governance Artefacts

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Analyze, document, and manage business requirements throughout the development lifecycle
Support APOs in breaking down Program Epics into Features and User Stories
Translate business needs into functional and technical specifications
Perform data analysis and validation using SQL and SAS
Plan, coordinate, and execute testing activities, including quality assurance and user acceptance testing (UAT)
Maintain accurate documentation of credit risk models, processes, and system solutions
Develop, maintain, and support operation of credit risk models
Create and maintain process descriptions, functional documentation, and governance artefacts
Assess impacts of changed system functionality on credit risk processes, models, and reporting
Bridge business stakeholders, risk specialists, and IT teams
Contribute to continuous improvements in processes, systems, data quality, and ways of working

Requirements

What you’ll need

Bachelor's or Master's degree in a relevant field
A few years of experience as a Business Analyst, or similar role, in the credit risk domain
Knowledge of the Basel framework and the Internal ratings-based (IRB) approach
Strong business analysis skills, including requirements elicitation, documentation, and stakeholder management
Proven ability to plan, execute, and support tests
Strong business support and incident analysis capabilities
Advanced SQL skills, including writing, optimizing, and troubleshooting queries
Experience with data models, data quality assurance, and data-driven decision-making in the credit risk/IRB area
Strong communication skills and ability to translate business needs into technical requirements
Ability to work independently in a complex, cross-functional environment
Team-oriented mindset and willingness to share knowledge and collaborate across functions
Proficient in Swedish and English
Experience with SAS® 9 and/or SAS® Viya platforms
May be subject to a background check and drug test

Benefits

Comp & perks

Personal and professional growth through self-leadership and continuous development
Open and collaborative culture with cross-functional teamwork and networking opportunities
Supportive and inclusive environment promoting balanced and sustainable work-life
Flexible working conditions when suitable for the role
Country-specific banking offers
Pension plan
Share-based reward program
Health insurance in the Baltics
Health allowance in Sweden