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TD

Analyst – Product Development, Transaction Banking

TD

. Support delivery of Transaction Banking Products across Payables and Receivables product portfolios .

Posted 10/24/2026full-timeNew York City • New York • United StatesMid-LevelSenior💰 $75,000 - $135,000 per yearWebsite

Tech Stack

Tools & technologies
Swift

About the role

Key responsibilities & impact
  • Support delivery of Transaction Banking Products across Payables and Receivables product portfolios
  • Partner with Product Managers on product strategy, roadmap execution, business cases, initiative planning, and delivery of new or enhanced capabilities
  • Gather, document, validate, and maintain business requirements, process maps, client and user needs, use cases, epics, features, user stories, acceptance criteria, and traceability artifacts
  • Conduct current-state and future-state analysis, identify gaps and dependencies, and translate business needs into requirements for cross-functional partners
  • Prepare status updates, decision materials, meeting content, risks, issues, assumptions, dependencies, and action logs for product and project governance
  • Coordinate working sessions, requirements reviews, walkthroughs, and stakeholder discussions
  • Support testing and implementation, including test planning, business acceptance criteria, defect triage, readiness assessments, implementation checklists, and post-launch reviews
  • Prepare and maintain product documentation, operating procedures, forms, communications, training content, implementation materials, and product collateral
  • Perform market, client, competitor, regulatory, financial, and operational analysis
  • Use data to identify trends, client needs, process inefficiencies, revenue opportunities, expense considerations, and product or service improvements
  • Support product commercialization and change management, including stakeholder readiness, sales and service enablement, client migration, and launch communications
  • Assist with partner and vendor interactions, due diligence, documentation, issue management, and delivery coordination
  • Contribute to management of product, operational, compliance, regulatory, and delivery risks
  • Build relationships across Transaction Banking and the broader organization

Requirements

What you’ll need
  • University Degree
  • 3–5 years of relevant Agile Product delivery and/or payments product experience in Transaction Banking, Correspondent Banking, Payments and/or Wholesale Banking
  • Strong knowledge of the Canadian, US, and international transaction banking landscape
  • Knowledge of payment and collection methods, clearing systems, messaging standards, and receivables solutions including ISO 20022, SWIFT, EFT/ACSS/ACH, Lynx, Interac and Interac Bulk, Payments Canada RTR, EDI, virtual accounts, electronic bill presentment and payment, lockbox, cash application, account validation, and emerging payables and receivables trends
  • Ability to translate and articulate requirements between business, operations, compliance, risk, and technology stakeholders
  • Ability to deliver business requirements, features, epics, and user stories
  • Ability to deliver complex product features and functionality to market on time and on budget
  • Client-focused approach and ability to consult with clients and Transaction Banking partners
  • Excellent organization and prioritization skills
  • Ability to manage competing priorities while delivering high-quality results

Benefits

Comp & perks
  • Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
  • Banking benefits and discounts
  • Career development
  • Reward and recognition
  • Regular career, development, and performance conversations
  • Online learning platform
  • Mentoring programs
  • Training and onboarding sessions
  • Competitive benefits plan