Apply

Ready to go for it?

AI Apply speeds things up—apply directly if you prefer.

FREE ACCESS
5,000–10,000 jobs/day
Scoutfield Logo

See all jobs on Scoutfield

Search thousands of fresh jobs every day.

Discover
  • Fresh listings
  • Fast filters
  • No subscription required
Create a free account and start exploring right away.
TD

Credit Analyst II

TD

. Structure credit for assigned portfolios by assessing customer creditworthiness and risk .

Posted 10/7/2026full-timeOshawa • CanadaMid-LevelSenior💰 CA$81,600 - CA$115,200 per yearWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit management and credit risk assessment, with a strong ability to underwrite credit requests and conduct thorough credit reviews. Proven track record in building relationships with stakeholders and delivering exceptional customer service while ensuring compliance with regulatory requirements.

Highest-signal resume keywords
Credit ManagementCredit Risk AssessmentUnderwritingCustomer Relationship ManagementRegulatory Compliance

ATS Keywords

Tailor your resume
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit Risk AssessmentUnderwriting New Credit RequestsAnnual Credit ReviewsCredit StructuringTransaction Accuracy
Soft Skills
Customer ServiceProblem SolvingTeam CollaborationMentoringCommunication
Tools & Technologies
Sales Platform
Industry Keywords
BankingOperational ExcellenceDue DiligenceCode of ConductBusiness Process Improvement

About the role

Key responsibilities & impact
  • Structure credit for assigned portfolios by assessing customer creditworthiness and risk
  • Underwrite new credit requests and complete annual credit reviews
  • Coordinate or manage draw requests and monitor and control credit facilities
  • Support the Relationship Manager by preparing competitive credit packages
  • Deliver exceptional customer service and improve the customer experience
  • Lead analysis for assigned portfolios
  • Use the sales platform to understand customer and target needs, industries, and markets
  • Build knowledge of markets, customers, and broader economic factors
  • Identify business-environment changes and establish action plans for customer issues and priorities
  • Assist with cross-selling products to existing and new customers based on customer risk profiles
  • Refer customers to other business partners and respond to reciprocal referrals
  • Promote products, sales, services, and banking capabilities
  • Participate in process improvement and Operational Excellence initiatives
  • Manage relationships across business lines, corporate functions, and control functions
  • Ensure due diligence and transaction accuracy
  • Participate fully as a team member and support a positive, equitable work environment
  • Provide thought leadership and transfer knowledge within the team and business unit
  • Participate in performance management, development, and cross-training
  • Mentor others and share knowledge and best practices
  • Report generally to the Senior Manager, Credit Management

Requirements

What you’ll need
  • Undergraduate degree and/or 5+ years of relevant experience and/or Associate Program
  • Knowledge and expertise in credit management and credit risk assessment
  • Ability to underwrite new credit requests and complete annual credit reviews
  • Ability to assess credit risk in compliance with internal and external requirements
  • Ability to interpret guidelines, standards, policies, and analysis results
  • Ability to structure credit requests and solve complex problems
  • Ability to manage risks and escalate non-standard, high-risk transactions or activities
  • Ability to complete business processes, procedures, monitoring, and control activities accurately and on time
  • Ability to keep current on emerging issues, trends, and regulatory requirements
  • Ability to build productive relationships with internal and external stakeholders
  • Ability to work under moderate guidance and supervision
  • Commitment to complying with Bank and industry Code of Conduct

Benefits

Comp & perks
  • Base salary
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off
  • Banking benefits and discounts
  • Career development
  • Reward and recognition programs
  • Regular career, development, and performance conversations
  • Online learning platform
  • Mentoring programs
  • Training and onboarding sessions
  • Interview accommodations, including accessible meeting rooms and captioning for virtual interviews