Financial Crime Risk Specialist

. Develop and maintain TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness, specialized training, monitoring, management reporting, and issue escalation .

Posted 10/7/2026full-timeUnited StatesSeniorLead💰 $91,000 - $117,520 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in AML, ATF, Sanctions, and ABAC programs, with a strong ability to develop policies, conduct risk assessments, and lead cross-functional teams. Proficient in delivering training and managing compliance initiatives while effectively communicating with senior stakeholders.

Highest-signal resume keywords

AML/ATF/Sanctions/ABAC ExpertiseRisk Assessment and ManagementPolicy Development and GovernanceCross-Functional Team LeadershipRegulatory Change Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentPolicy DevelopmentGovernance ProcessesTraining Program DevelopmentMonitoring and ReportingCustomer Review ConductingRegulatory ComplianceFinancial Crime Risk AnalysisIssue Escalation ProceduresInternal Audit Support

Soft Skills

Communication SkillsInfluencing Senior StakeholdersCoaching and Performance Management

Industry Keywords

FCRM ProgramsRegulatory RequirementsCompliance DocumentationEnterprise-Wide InitiativesBSA Compliance Activities

About the role

Key responsibilities & impact

Develop and maintain TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness, specialized training, monitoring, management reporting, and issue escalation
Conduct periodic and event-driven customer reviews, including targeted reviews to assess risks
Support management with risk assessments and internal/external exam support
Develop team procedures and governance processes and advise FCRM stakeholders on program and requirement changes
Work with Compliance, Legal, Risk, FCRM partners, and other groups to create regulatory and internal documentation and reports
Research and assess FCRM risks and controls
Manage policy and training exemption governance and reporting to the FCRM Senior Executive Team and related subcommittees
Prepare summaries, presentations, briefing notes, and program status documentation
Represent FCRM on internal/external committees and enterprise-wide Regulatory Change Management initiatives
Provide FCRM subject-matter expertise and advice to business partners
Develop and deliver training programs for employees across the Bank
Analyze FCRM program activities, draw conclusions, make recommendations, and assess program effectiveness
Develop processes, procedures, and guidance for the assigned FCRM specialty
Lead product initiatives and advise businesses on FCRM compliance requirements
Coordinate FCRM and business compliance partners to ensure consistent application of programs and standards
Monitor industry developments and evolving regulatory requirements and assess potential impacts
Lead or contribute to cross-functional and enterprise initiatives as an organizational or subject-matter expert
Support internal audits, regulatory reviews, periodic examinations, and BSA/FCRM compliance activities
Participate in team development, knowledge transfer, coaching, performance management, and cross-training

Requirements

What you’ll need

Undergraduate degree or equivalent work experience
7+ years experience
Substantial knowledge/expertise in a complex field and broader related areas
Knowledge of AML/ATF/Sanctions/ABAC and FCRM programs
Ability to conduct customer reviews and assess financial crime risks and controls
Ability to develop policies, standards, procedures, governance processes, training, monitoring, reporting, and escalation programs
Ability to lead cross-functional teams and independently manage end-to-end functional programs
Ability to conduct research, analysis, risk assessments, audits, exams, and regulatory change management
Ability to communicate difficult concepts and influence senior stakeholders
Ability to work autonomously as a subject-matter expert
Ability to perform sedentary work and operate standard office equipment continuously
Occasional domestic travel; no international travel

Benefits

Comp & perks

Base salary and variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
Health and well-being benefits
Savings and retirement programs
Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
Banking benefits and discounts
Career development
Reward and recognition
Regular career, development, and performance conversations with manager
Online learning platform
Mentoring programs
Training and onboarding sessions
Accommodation support for applicants with disabilities