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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in U.S. consumer deposit products, product innovation, and strategic leadership within a highly regulated financial services environment. Proven ability to drive customer value and deposit growth while ensuring compliance with consumer protection laws and risk management frameworks.
Highest-signal resume keywords
Product ManagementConsumer BankingDeposit ProductsRegulatory ComplianceStrategic Leadership
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product InnovationMarket AnalysisBusiness Case DevelopmentKYCAMLPerformance AssessmentCompetitive IntelligenceCustomer InsightsEnd-to-End Product LifecyclePricing Constructs
Soft Skills
Analytical SkillsStrategic ThinkingCommunication SkillsInfluencing SkillsTeam Leadership
Certifications & Qualifications
Bachelor's DegreeAdvanced Degree in Business, Finance, Economics, or Marketing
Industry Keywords
Financial ServicesConsumer Protection LawsDeposit RegulationsRisk ManagementCustomer Experience
About the role
Key responsibilities & impact- Define and advance the innovation strategy for TD’s U.S. consumer deposits portfolio
- Lead identification, validation, and delivery of new deposit products, features, and enhancements
- Drive customer value, deposit growth, and competitive differentiation
- Hire talent, set goals, develop staff, manage performance and compensation decisions, promote teamwork, and handle disciplinary actions
- Provide strategic leadership across the U.S. consumer deposit innovation portfolio
- Guide priorities from customer discovery through business case approval and delivery
- Own the U.S. deposit innovation roadmap across products, features, channels, and customer segments
- Assess portfolio performance using customer insights, market trends, competitive intelligence, and KPIs
- Influence product design, pricing, features, and value propositions with Product, Distribution, Marketing, Technology, Risk, Compliance, and Legal teams
- Ensure innovation initiatives comply with consumer protection laws, deposit regulations, KYC, AML, and internal risk management policies
- Partner with control functions to identify and mitigate risk
- Support TD’s U.S. Consumer Deposits and Payment Products business and diverse customer segments and distribution channels
- Exercise strategic judgment and decision authority within a 1A Line of Defense
Requirements
What you’ll need- Bachelor’s degree required
- Advanced degree in Business, Finance, Economics, Marketing, or a related field preferred
- 10+ years of progressive experience in product management, product innovation, strategy, or customer experience roles within financial services
- Strong focus on consumer banking and deposit products
- Experience leading end-to-end product or innovation lifecycles, including customer discovery, market and competitive analysis, business case development, prioritization, and delivery of scalable solutions
- Strong working knowledge of U.S. consumer deposit products, pricing constructs, distribution channels, and customer segments
- Experience operating within a highly regulated financial services environment
- Working knowledge of applicable consumer protection laws, deposit regulations, KYC, AML, and internal risk management frameworks
- Ability to partner and influence across Technology, Risk, Compliance, Legal, Marketing, and Distribution teams
- Demonstrated leadership capabilities, including influencing senior stakeholders, exercising sound judgment, and balancing customer experience, revenue, cost, and risk considerations
- Strong analytical, strategic thinking, and communication skills
- Occasional domestic and international travel
- Ability to perform sedentary work, operate standard office equipment, sit, concentrate for long periods, and read, write, and comprehend instructions continuously
Benefits
Comp & perks- Base salary and variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
- Health and well-being benefits
- Savings and retirement programs
- Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
- Banking benefits and discounts
- Career development
- Reward and recognition
- Regular career, development, and performance conversations
- Online learning platform
- Mentoring programs
- Training and onboarding sessions
- Flexible work arrangement indicated as hybrid
