Mortgage Loan Officer

. Sell and originate residential mortgage loans to sales goals .

Posted 10/5/2026full-timeRemote • Massachusetts • United StatesJuniorMid-Level💰 $15 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in residential mortgage origination, including sales strategies, customer communication, and regulatory compliance. Proficient in managing the mortgage application process and utilizing automated underwriting systems to ensure accurate loan processing.

Highest-signal resume keywords

Mortgage Origination ExperienceSales AbilityNegotiation SkillsKnowledge of Mortgage RegulationsCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Application ProcessingUnderwritingLoan DocumentationSales Goal AchievementAutomated Underwriting SystemsBasic Arithmetic

Soft Skills

Time ManagementSelf-Directed PlanningVerbal CommunicationWritten Communication

Tools & Technologies

Mortgage Loan SystemPoint-of-Sale Underwriting Systems

Certifications & Qualifications

Registered Mortgage Loan OriginatorNMLS RegistrationRegulation Z Eligibility

Industry Keywords

Residential Mortgage LoansLending PracticesMortgage ProductsRegulatory GuidelinesHomebuyer Seminars

About the role

Key responsibilities & impact

Sell and originate residential mortgage loans to sales goals
Meet with prospects identified directly or referred by realtors, developers, attorneys, and other referral sources
Explain mortgage products and services and recommend options based on prospect needs
Guide customers through the mortgage application process
Explain required information and other aspects of the loan process
Ensure applications are accurate and include required information and supporting documentation
Manage customer expectations regarding processing times and closing dates
Generate referrals for mortgage sales opportunities and other Company business line products
Develop plans to achieve sales goals with sales management assistance
Enter information into the mortgage loan system so loans appear accurately in the pipeline
Create supporting files and documentation for underwriting, regulatory, and other purposes
Send applications and required information to underwriting
Underwrite loans using point-of-sale underwriting systems within scope of authority
Communicate loan decisions and explain additional information needed
Submit materials to processing to clear conditions, finalize loan commitments, and prepare for closing
Communicate with customers, underwriters, processors, realtors, closing agents, and others throughout the application process
Attend closings as needed
Maintain knowledge of industry practices, trends, mortgage laws, regulations, products, and services through training and seminars
Participate in homebuyer seminars, home shows, broker meetings, and home financing workshops
Recommend changes to products, programs, and pricing
Support successful TD Bank audits and examinations
Handle complex mortgage needs

Requirements

What you’ll need

Bachelor's degree or progressive work experience in addition to the listed experience
2+ years of mortgage origination experience
Proven sales ability
Developing knowledge of the mortgage industry, products, lending practices, and regulatory guidelines
Highest level of sales ability and negotiation skills
Self-directed and able to plan activities to achieve sales goals
Strong time management skills
Excellent verbal and written communication skills
PC skills, including ability to learn mortgage origination and automated underwriting systems
Must be eligible for employment with a covered financial institution under Regulation Z
Must be eligible for registration as a registered mortgage loan originator with the NMLS under the SAFE Act
Satisfactory criminal background check and credit report check
Required statements/certification regarding administrative, civil, and/or criminal findings by a government agency or authority
Occasional domestic travel
Ability to perform sedentary work continuously
Ability to perform multiple tasks continuously
Ability to operate standard office equipment continuously
Ability to sit continuously and stand/walk occasionally
Ability to lift/carry under 25 lbs. occasionally
Ability to concentrate for long periods continuously
Ability to read, write, and comprehend instructions continuously
Ability to perform basic arithmetic continuously

Benefits

Comp & perks

Health and well-being benefits
Savings and retirement programs
Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
Banking benefits and discounts
Career development
Reward and recognition
Regular career, development, and performance conversations
Online learning platform
Mentoring programs
Training and onboarding sessions
Competitive benefits plan
Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
Domestic travel opportunities as needed