FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in mortgage origination, including knowledge of mortgage products, lending practices, and regulatory guidelines. Proven ability to achieve sales goals through effective communication, customer management, and negotiation skills.
Highest-signal resume keywords
Mortgage Origination ExperienceSales AbilityKnowledge of Regulatory GuidelinesTime Management SkillsCommunication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Mortgage Application ProcessingUnderwritingLoan Decision CommunicationPipeline Data ManagementPoint-of-Sale Underwriting SystemsSales Goal PlanningDocument PreparationCustomer Expectation ManagementReferral GenerationRegulatory Compliance
Soft Skills
Negotiation SkillsVerbal CommunicationWritten CommunicationCustomer CoordinationTime Management
Tools & Technologies
Mortgage Loan SystemAutomated Underwriting SystemsPoint-of-Sale Systems
Certifications & Qualifications
Registered Mortgage Loan OriginatorNMLS RegistrationRegulation Z Eligibility
Industry Keywords
Mortgage ProductsLending PracticesRegulatory GuidelinesSales ManagementHomebuyer Seminars
About the role
Key responsibilities & impact- Meet with prospects referred by realtors, developers, attorneys, and internal/external referral sources
- Explain mortgage products and services and recommend options based on prospect needs
- Guide customers through the mortgage application process
- Explain required information and loan-process requirements
- Ensure applications are accurate and include supporting documentation
- Manage customer expectations regarding processing times and closing dates
- Sell and originate residential mortgage loans according to policies, procedures, and legal/regulatory guidelines
- Generate referrals for mortgage opportunities and other company products
- Develop plans to achieve sales goals with sales-management assistance
- Enter information into the mortgage loan system and maintain accurate pipeline data
- Create supporting files for underwriting, regulatory, and other purposes
- Send applications and required information to underwriting
- Underwrite loans using point-of-sale underwriting systems within authority
- Communicate loan decisions and additional information needed to customers
- Submit materials to processing, clear conditions, finalize commitments, and prepare for closing
- Coordinate regularly with customers, underwriters, processors, realtors, closing agents, and others
- Attend closings as needed
- Maintain knowledge of industry practices, mortgage products, laws, and regulations through training and seminars
- Participate in homebuyer seminars, home shows, broker meetings, and home-financing workshops
- Recommend changes to products, programs, and pricing
- Support successful TD Bank audits and regulatory examinations
- Handle complex mortgage needs
Requirements
What you’ll need- Bachelor’s degree or progressive work experience in addition to the stated experience
- 2+ years of mortgage origination experience
- Proven sales ability
- Developing knowledge of mortgage industry, products, lending practices, and regulatory guidelines
- Sales ability and negotiation skills
- Ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent verbal and written communication skills
- PC skills and ability to learn mortgage origination and automated underwriting systems
- Must be eligible for employment with a covered financial institution under Regulation Z
- Must be eligible for registration as a registered mortgage loan originator with the NMLS under the SAFE Act
- Satisfactory criminal background check and credit report check
- Required statements/certification regarding administrative, civil, and/or criminal findings by government agencies/authorities
- Occasional domestic travel; no international travel
Benefits
Comp & perks- Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
- Health and well-being benefits
- Savings and retirement programs
- Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
- Banking benefits and discounts
- Career development
- Reward and recognition
- Regular career, development, and performance conversations
- Online learning platform
- Mentoring programs
- Training and onboarding sessions
- Equal opportunity employment and disability accommodations